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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 131,986 reviews, last reviewed 9th Jun 2026
3737150% increase in 5 star reviews
in the past 90 days
10600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

my favorite form of credit I have been using PayPal credit for years and I have had 0 issues, versatile and easy to use with a lot of options for places to spend money. Reviewed on: 9th June 2026
firesinstar's avatar
firesinstar

Latest lowest rating:

1

The service is very poor and their customer service... The service is very poor and their customer service don’t even understand how to help. I called three different times but they could not help resolve ... Read more Reviewed on: 9th June 2026
Azeez S's avatar
Azeez S
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (131986)

X

5
Xxxxxxxxxxxxxxzzzzzxxxxzzzzzzzzzxx Reviewed on: 9th July 2022
Les Mackay's avatar
Les Mackay

Use all the time

5
Buy large products spread payments brilliant Reviewed on: 9th July 2022
Carole Anne Hamill's avatar
Carole Anne Hamill

Good value

5
Paypal is easy to use and offers good deals on credit. Reviewed on: 9th July 2022
Shona Church's avatar
Shona Church

Simple to split payments over 4 months

5
I've used PayPal credit to split the cost of big purchases over 4 months interest free on several occasions - simple to use and widely accepted. A really useful option I'll use again. Reviewed on: 9th July 2022
CLJ's avatar
CLJ

Interest free on spending

5
The 4 month interest free on purchase’s over £100 is great as it allows you to spread the cost of big spending Reviewed on: 9th July 2022
Steve's avatar
Steve

Easy and faster

5
I always try use PayPal. Because is the safe way to buy online. Reviewed on: 9th July 2022
tania _'s avatar
tania _

very good company

5
things happen very quickly and easy to work with and some very good offers Reviewed on: 9th July 2022
alexander fleming's avatar
alexander fleming

Extremely simple to use

5
Great product and easy to use. This has been a game changer for me and can be done there and then Reviewed on: 9th July 2022
Stewart Blair's avatar
Stewart Blair

Interest Free Credit for 4 Months

5
Excellent credit for interest free over 4 months. Can pay direct debit or card payments . The best provider on the market. Reviewed on: 9th July 2022
SIMON HARWOOD's avatar
SIMON HARWOOD

Simplicity

4
Easy to use and very helpful in a tight spot Reviewed on: 9th July 2022
James Brown's avatar
James Brown

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