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PayPal: PayPal Credit reviews

4.74
Based on 132,230 reviews, last reviewed 9th Jun 2026
3748300% increase in 5 star reviews
in the past 90 days
10650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Lovely secure way of paying I love having the option... Lovely secure way of paying I love having the option to use this Reviewed on: 9th June 2026
Lydia W's avatar
Lydia W

Latest lowest rating:

1

PayPal credit deducted all my refund money because o... PayPal credit deducted all my refund money because of another agreement which was not pay in 4, it was another agreement of Samsung which I had to pay... Read more Reviewed on: 9th June 2026
Naeem Z's avatar
Naeem Z

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (132231)

Easy to use

5
Nice and easy to use, never had a problem with customer services when I needed extra support. Would recommend :) Reviewed on: 5th August 2022

Paypal Credit is the best for online purchase

5
It is easy, reliable and trustworthy for online purchases. Reviewed on: 5th August 2022

really usefull

5
used it time and agin with no problems Reviewed on: 5th August 2022

Super convenient & affordable repayments for credit

5
Their credit system is so affordable to repay and super easy to use, especially for rainy days, makes life so much easier. Reviewed on: 5th August 2022

Excellent little tool

5
PayPal credit is an excellent tool to help you through the times that you need just a little longer to pay for things or take the edge off of those larger purchases. Four months 0% interest, you really can't go wrong. Reviewed on: 5th August 2022

very easy to use and reliable

5
it was very easy to be verified and I was also able to pay my debts off at a good and affordable rate with 0% interest Reviewed on: 5th August 2022

Easy options

5
I have enjoyed using PayPal credit. Thanks so much. Reviewed on: 5th August 2022

Fast and Safe

5
Always Truing to pay via PayPal to be protected. Reviewed on: 5th August 2022

PayPal credit, top notch

5
Of all the options to use for credit, Paypal is easily my go-to choice of recommendation. Reviewed on: 5th August 2022

Superb service, excellent functions designed to work seamlessly

5
All good, as a user for over 20 years I am still perfectly happy with their superb and quick service. Reviewed on: 5th August 2022

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