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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 132,648 reviews, last reviewed 10th Jun 2026
3766650% increase in 5 star reviews
in the past 90 days
10650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent Never had a problem with PayPal even helped with dodgy payments Reviewed on: 10th June 2026
Karen J's avatar
Karen J

Latest lowest rating:

2

Paid for an item that never came with proof from par... Paid for an item that never came with proof from parcel company and sellers instant chat but still didn't get a refund!!! Reviewed on: 9th June 2026
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (132648)

Amazing

5
Amazing credit provider with wide range of vendors and suppliers Reviewed on: 13th August 2022
Johnny's avatar
Johnny

Easy to use, good at setting limits

5
I like being able to see whenever I make a purchase. Application was easy, the interface is user friendly and simple and I can keep track of my finances in one simple to understand dashboard. Reviewed on: 13th August 2022
Aaliyah Simms's avatar
Aaliyah Simms

Great when in need

4
All is good just would love the option to increase Reviewed on: 13th August 2022
Showashowa's avatar
Showashowa

Easy to use

5
Fantástic.paypal made every thing easy Reviewed on: 13th August 2022
Samir Rady's avatar
Samir Rady

Easy and great value

5
I love that I get 3 months interest free on every purchance over £100 Reviewed on: 13th August 2022
Emily Goddard's avatar
Emily Goddard

Easy

4
Great easy hassle free way to pay for items Reviewed on: 13th August 2022
Colin Gonzalez's avatar
Colin Gonzalez

Easy and simple credit that is in your control

5
I have always been very dubious about credit cards but pay pal is simple, easy to control and feels safer than other credit providers Reviewed on: 13th August 2022
ANGUS CAWOOD's avatar
ANGUS CAWOOD

Brilliant

5
Reliable, responsive, and used almost everywhere! It’s really helped during my first year being a mum! Reviewed on: 13th August 2022
Steph Copplestone's avatar
Steph Copplestone

excellent experience using PayPal

5
A very excellent experience using PayPal. Ease and speed of payment, as well as giving an opportunity to pay for four months without interest. I always advise friends to open an account with PayPal, and that can be used anywhere to buy online or by paying in transportation and others Reviewed on: 13th August 2022
n2n n2n's avatar
n2n n2n

Lifesaver

5
Has been a lifesaver and helped me transition from being in dire straights from covid and give me a bit of breathing space an ability to afford necessities. Great flexibility, be that for splitting a £100+ purchase up into 4 month interest free payments, to pay in 3 and having a low limit means I can have some control and not overspend my means. Reviewed on: 13th August 2022
Jura Juju's avatar
Jura Juju

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