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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 131,849 reviews, last reviewed 9th Jun 2026
3730850% increase in 5 star reviews
in the past 90 days
10600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Everything goes smoothly never any problems Everything goes smoothly never any problems Reviewed on: 9th June 2026
Marlene Jones's avatar
Marlene Jones

Latest lowest rating:

1

The service is very poor and their customer service... The service is very poor and their customer service don’t even understand how to help. I called three different times but they could not help resolve ... Read more Reviewed on: 9th June 2026
Azeez S's avatar
Azeez S
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (131850)

Useful interest free period

5
Great for bigger spend where you can use the interest free period. Quick and secure way to pay Reviewed on: 8th July 2022
Carol Clarkson's avatar
Carol Clarkson

Excellent service

5
Excellent service, constant contact and prior notifications , always helpful with any queries Reviewed on: 8th July 2022
Julie 's avatar
Julie

Easy to use

5
Ability to purchase anything you want from all sellers around the world with the knowledge of a fantastic company background Reviewed on: 8th July 2022
Michael Jones's avatar
Michael Jones

Easy to use

5
Good credit option for myself, if split amout for 3 months without interest Reviewed on: 8th July 2022
Igors Fursovs's avatar
Igors Fursovs

Fantastic and works better

5
PayPal has been a great company which helps my family to improve their finances and immediate needs.Previously I was on a higher credit limit and a review was made to reduce my credit limit despite that it has been a fantastic period being with PayPal till date I will continue to recommend PayPal to family and friends,great company and excellent customer service in all aspects of their dealing. Reviewed on: 8th July 2022
jideayeni2001ng@yahoo.com's avatar
[email protected]

Amazing

5
The best credit so far! Easy to use & very useful! Reviewed on: 8th July 2022
Rachel's avatar
Rachel

Best Credit platform

5
I love PayPal credit , very straightforward and peace of mind when shopping on line. Reviewed on: 8th July 2022
Tope Aworunse's avatar
Tope Aworunse

Makes shopping so much easier and no interest!

5
PayPal credit allows you to get those purchases that you would normally put on your credit card but the great thing is that you don’t have to worry about paying those ridiculous interest rates. I like the fact that you get reminders to make a payment to your balance and using the app makes it so simple. PayPal credit has transformed the way I shop and manage my budget far more effectively. Reviewed on: 8th July 2022
Denise 's avatar
Denise

Brilliant service

5
Paypal crdeit has been a godsend helped us out during the pandemic allowing us to get things we couldnt normally get Reviewed on: 8th July 2022
Visceral's avatar
Visceral

PayPal Credit 0% over 4 months

5
Since the beginning of 2022 I've been able to purchase items (e.g Dining Table & chairs set, our 2 weeks holiday home holiday), and spread the costs over 4 payments. As a PayPal customer now for +4 years I've enjoyed no fuss PayPal payments without having to breach any limit imposed on my spending. Along with my other sources of payment, PayPal is now a vital tool in my monthly budgeting. Reviewed on: 8th July 2022
Raymond Ryan's avatar
Raymond Ryan

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