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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 131,596 reviews, last reviewed 9th Jun 2026
3719050% increase in 5 star reviews
in the past 90 days
10600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

always reliable and fast plus ecure always reliable and fast plus ecure Reviewed on: 9th June 2026
Hasnain 's avatar
Hasnain

Latest lowest rating:

1

The service is very poor and their customer service... The service is very poor and their customer service don’t even understand how to help. I called three different times but they could not help resolve ... Read more Reviewed on: 9th June 2026
Azeez S's avatar
Azeez S
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (131596)

Best above and beyond

5
I have been using PayPal for business and personal finance and I found it to best Reviewed on: 8th July 2022
Daniel Sackey's avatar
Daniel Sackey

Excellent when needing extra money

5
Paypal credit has allowed me to purchase things towards the end of the financial month that I can pay back with ease when I am next paid. Reviewed on: 8th July 2022
Lauren 's avatar
Lauren

A great way of spreading the costs over a period of time with PayPal credit

5
PayPal credit is excellent for those who wish to spread the costs over a short or indeed long period of time, the customer service PayPal credit is excellent and they will always answer any queries or questions you may have, so much so that they will not end the call until they have resolved any issue which you may be having quick is great that PayPal do this as the customer service which is provided by PayPal is very important but I would give PayPal customer service 10 out of 10 Reviewed on: 8th July 2022
John Obrien's avatar
John Obrien

Great

5
I love paypal. I use it all the time were possible. Great service and always there to help Reviewed on: 8th July 2022
Tricia Kelly's avatar
Tricia Kelly

Happy customer

5
I originally opened a PayPal account to receive a payment. I now also send money to anyone, anywhere in the world. I feel safer when I pay through PayPal so I was very happy to be offered PayPal credit. 0% interest for 4 months has been a huge help to book holidays etc. most online websites accept PayPal payments so it’s great. My money limit has also increased the more I use it so I’m very happy with the service and benefits I’ve got from it over the years. Reviewed on: 8th July 2022
Alexa Trujillo's avatar
Alexa Trujillo

Amazingggggg

5
PayPal has helped with numerous payments in my life weather they were big or small. They have made it easy and flexible to make payments internationally and also through payment plans Reviewed on: 8th July 2022
Bianca Spencer's avatar
Bianca Spencer

Brilliant

5
Brilliant product, great apr, easy to use Reviewed on: 8th July 2022
Cosmin Calin Negrea's avatar
Cosmin Calin Negrea

Quick and easy to use

4
Offer a different kind of payment plan and easy to track Reviewed on: 8th July 2022
Nitikoon Pingmuanglek's avatar
Nitikoon Pingmuanglek

Great

5
Good service, nice and easy as it should be. Reviewed on: 8th July 2022
Anonymous's avatar
Anonymous

PayPal Credit!!

5
I'll recommend it over and over again. 4 months of interest-free plus you can also choose minimum payment. How much more do we want!!! Reviewed on: 8th July 2022
Mara E.M's avatar
Mara E.M

Review PayPal: PayPal Credit now

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