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PayPal: PayPal Credit reviews

4.74
Based on 131,603 reviews, last reviewed 9th Jun 2026
3719400% increase in 5 star reviews
in the past 90 days
10600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Brilliant! Brilliant! I needed a new tumble drier but was low on funds for a big purchase and PayPal credit helped me pay for my item and I had to pay it back ov... Read more Reviewed on: 9th June 2026
Katie H's avatar
Katie H

Latest lowest rating:

1

The service is very poor and their customer service... The service is very poor and their customer service don’t even understand how to help. I called three different times but they could not help resolve ... Read more Reviewed on: 9th June 2026
Azeez S's avatar
Azeez S

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (131603)

Great option if you dont want pay whole price once just slice it

5
I'm using pp credit because is bit comfortable to slice my shoping for few payments. I'm so happy of paypal credit Reviewed on: 8th July 2022

Great

5
Always there for me when I need it Reviewed on: 8th July 2022

Very easy to use

5
Reminder when payment due so you don't miss a payment Reviewed on: 8th July 2022

Briliant

5
Best decision I made using PayPal credit, help me go away on holiday Reviewed on: 8th July 2022

Great card

5
Good value for money, no issues Reviewed on: 8th July 2022

Very happy

5
Happy with all the services it helps me out a lot of the time Reviewed on: 8th July 2022

A convenient way to pay

5
Easy to spread the payments, interest free, and pay off early without penalties. Reviewed on: 8th July 2022

Phenomenal

5
Class service man canny beat it heavy good. Reviewed on: 8th July 2022

Integrated everywhere and 4 months free credit

5
It's just so convenient to use PayPal. Its' accepted all over the internet and the phone app is incredibly good. Love that all my purchases have 4 months interest free credit so I can always split the purchase up. Amazing. Reviewed on: 8th July 2022

Fantastic service

5
Easy to use, both online and the App. Great for purchases and paying someone. Very reliable and secure. Reviewed on: 8th July 2022

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Help others make smarter decisions by sharing your own experience. Write a review