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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (132393 reviews)

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4.74

Based on 132,394 reviews, last reviewed 9th Jun 2026

3755150% increase in 5 star reviews

in the past 90 days

10650% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Helps with boosting my credit score. I found it easy to use and makes big payments easy with the pay in 3 scheme. Reviewed on: 9th June 2026

Latest lowest rating:

2

Paid for an item that never came with proof from par... Paid for an item that never came with proof from parcel company and sellers instant chat but still didn't get a refund!!! Reviewed on: 9th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (132394)

Easy to use

Never had any issues using their service Reviewed on: 29th July 2022

Highly trusted online payment

Never had issues of any kind with Paypal after many years of being a customer Reviewed on: 29th July 2022

nice

ummmmmmmmmmmm, quite good i reckon Reviewed on: 29th July 2022

Paypal is best

So safe and easy to use. Every payment is secure and any problems with any purchases are sorted fast . Reviewed on: 29th July 2022

a life saver

great for emergency purchases especially when you have autistic children who cant help but break toys Reviewed on: 29th July 2022

PayPal is my winner

I have recently used both pay in 3 and Paypal credit for purchases and the process is simply and easy to understand. It's a great service and there when I need it Reviewed on: 28th July 2022

They're decent enough

Fees too high though if you're transferring money Reviewed on: 28th July 2022

online credit

Perfect addition for using paypal online Reviewed on: 28th July 2022

Paypal Credit Rev

Given my time since been accepted i can only say its a wonderful service and plenty of notice about the minimum payment per month and the offer of 4 months intrest free on £99+ i very handy Reviewed on: 28th July 2022

Flexibility

Best in class, always sweet offers, great service. Reviewed on: 28th July 2022

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