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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 132,200 reviews, last reviewed 9th Jun 2026
3746950% increase in 5 star reviews
in the past 90 days
10650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Life saver, never had any issues with PayPal being u... Life saver, never had any issues with PayPal being using for many year, safe and secure Reviewed on: 9th June 2026
Abdirisak 's avatar
Abdirisak

Latest lowest rating:

1

PayPal credit deducted all my refund money because o... PayPal credit deducted all my refund money because of another agreement which was not pay in 4, it was another agreement of Samsung which I had to pay... Read more Reviewed on: 9th June 2026
Naeem Z's avatar
Naeem Z
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (132200)

AMAZING SERVICE

5
First time I’ve used PAYPAL credit and I must admit it’s the best credit company I’ve ever had credit with. Well I had problems with the credit system when I first took out the credit, BUT the customers service was absolutely incredible in sorting out my problem. Thank you so much PAYPAL for an amazing service where I can get credit with no issues. Again thank you. Reviewed on: 9th July 2022
Paul Green's avatar
Paul Green

Amazing

5
It is so helpful and is beneficial too. It helped me in my home move expenses Reviewed on: 9th July 2022
Balamuraleekrishna B's avatar
Balamuraleekrishna B

Great and easy to use

5
App is easy to use and easy to purchase items Reviewed on: 9th July 2022
Paul Owen's avatar
Paul Owen

Fantastic

5
I have been using PayPal credit for quite a while now. It’s really handy and you have a whole lot of time to repay it which is really good. Will recommend. Reviewed on: 9th July 2022
Ken Ike's avatar
Ken Ike

Extremely Efficient Service

5
PayPal makes it very easy and simple to apply for credit. I desperately needed some credit as I was short on paying my tuition fees, PayPal’s credit helped me to pay my fees and guess what it is interest free for 4 months to use credit. I appreciate your help. Reviewed on: 9th July 2022
Muhammad Asif's avatar
Muhammad Asif

Simple and clear

5
Really happy with PayPal credit. Simple and straightforward to use across multiple platforms. Reviewed on: 9th July 2022
mahira35@hotmail.co.uk's avatar
[email protected]

Very happy

5
I have used this service for many years and have no issues. I like the added proctection with Paypal and any claims are dealt quickly. Reviewed on: 9th July 2022
Ata Ul-Haq Hashmi's avatar
Ata Ul-Haq Hashmi

Manageable to use

5
So happy to use my paypal credit you are relax anytime time you feel and want to shop and repay it till due date.with the zero interest. Reviewed on: 9th July 2022
Jinky Nikki's avatar
Jinky Nikki

The best product

5
Very helpful when needed Reviewed on: 9th July 2022
George Tudor's avatar
George Tudor

PayPal Credit

5
Fast, reliable and trusted. Payment are made in a matter of seconds and by far the best credit lender out there. Reviewed on: 9th July 2022
Marcellus's avatar
Marcellus

Review PayPal: PayPal Credit now

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