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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (131442 reviews)

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4.74

Based on 131,441 reviews, last reviewed 9th Jun 2026

3711800% increase in 5 star reviews

in the past 90 days

10550% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really helpful for youngsters wanting credit Very generous 0% Apr deals. Helped me build credit score Reviewed on: 9th June 2026

Latest lowest rating:

1

card refused abroad i went on holiday to Spain and tried to pay for my apartment with my card and it was declined, it was only £380, it was very embarrassing and so i a... Read more Reviewed on: 9th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (131442)

Just so convenient to able to even out the payments

PayPal Credit is really easy to manage and let’s you even out payments to make the more expensive items easier to buy by spreading the cost over a few months. Reviewed on: 8th July 2022

So worth it

Excellent for buying and paying online purchases and safe Reviewed on: 8th July 2022

Wonderful customer experience

Absolute premier class nobody can beat PayPal for customer service and honesty Reviewed on: 8th July 2022

Help me to bring me bck in hard times thank you

I like PayPal because it been used everywhere in the world I stand for correction . When I joined they they have been there to answer every question and chase for illicit transactions and get my money bck is advantage to be part of the family Reviewed on: 8th July 2022

Perfect credit

Iam so happy with PayPal credit Reviewed on: 8th July 2022

100 % recommend this product

As always, PayPal credit card customer service always there for you when you need them. Very professional, helpful, and friendly. Can’t really complain. Reviewed on: 8th July 2022

Excellent

Using PayPal is simply the best option, I’d definitely recommend. Reviewed on: 8th July 2022

Paypal is good cuz every payment made of paypal and refundable

My experience is amazing with paypal Reviewed on: 8th July 2022

Easiest credit facility ive used

I love how manageable it is and user friendly. I love how easy it is to spread larger purchases over 4 months and keep track of them from pay day to pay day Reviewed on: 8th July 2022

Amazing product

Amazing credit card , the 4month interest free is so useful Reviewed on: 8th July 2022

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