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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (131441 reviews)

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4.74

Based on 131,441 reviews, last reviewed 9th Jun 2026

3711800% increase in 5 star reviews

in the past 90 days

10550% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really helpful for youngsters wanting credit Very generous 0% Apr deals. Helped me build credit score Reviewed on: 9th June 2026

Latest lowest rating:

1

card refused abroad i went on holiday to Spain and tried to pay for my apartment with my card and it was declined, it was only £380, it was very embarrassing and so i a... Read more Reviewed on: 9th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (131441)

Excellent offers and Customer Service

Brilliant to have the option of paying for various priced items. Interest free for 4 months etc. Would recommend helps to spread the cost and also the pay in 3 option under £99 is a benefit. Reviewed on: 8th July 2022

Easy and pain free

PayPal is already really accessible and globally used. So, it's an easy thing to get and use the credit. Interest free options help spread out the cost without paying an arm for the privilege. Reviewed on: 8th July 2022

Fantastic customer service

My experience with PayPal had been super good Reviewed on: 8th July 2022

Great company

Never have any issues with payment or with receiving the offer Reviewed on: 8th July 2022

Love paypal very easy to use and very helpful

Everything goes smoothly even if things go wrong paypay is great you can use it on so many different things been really helpful in this crisis with money so tight Reviewed on: 8th July 2022

Pay pal credit

Pay pal credit is a great way of spreading the cost and so easy to use . Kept up the good work . Reviewed on: 8th July 2022

Brilliant

Excellent service and I would highly recommend this to anyone Reviewed on: 8th July 2022

Life saver

Very good company offering real life solutions. Excelent customer service with good understanding of customer needs. Reviewed on: 8th July 2022

Trust and flexibility...

It's convenient to use Paypal Credit in so many ways from online clothes shopping to takeaway deliveries to choosing and buying a new TV. Interest Free over 4 months on any purchase over £99 or the "Pay In Three" method, again interest free. Manage and budget with ease and flexible payback method that works with my life ! It's brilliant - so get on board ! Reviewed on: 8th July 2022

So easy.

Transactions are quick, easy and safe. The ability to get 0% credit for a few months is brilliant. Makes those big purchases more manageable. Reviewed on: 8th July 2022

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