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PayPal: PayPal Credit reviews

4.74
Based on 131,694 reviews, last reviewed 9th Jun 2026
3723550% increase in 5 star reviews
in the past 90 days
10600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Brilliant - Absolutely Recommend I have enjoyed PayPal Credit now for quite a while I have found it excellent - Reminders when your payment is due, really easy to pay, no interest cha... Read more Reviewed on: 9th June 2026
Cyrella J's avatar
Cyrella J

Latest lowest rating:

1

The service is very poor and their customer service... The service is very poor and their customer service don’t even understand how to help. I called three different times but they could not help resolve ... Read more Reviewed on: 9th June 2026
Azeez S's avatar
Azeez S

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (131694)

Fantastic service

5
Easy to use, both online and the App. Great for purchases and paying someone. Very reliable and secure. Reviewed on: 8th July 2022

Useful facility and product

5
Easy to use and set up and allows a bit of financial freedom to repay over a period of time. Reviewed on: 8th July 2022

Easy and convenient

5
It’s quick and easy to use, break up payments into interest free options. Reviewed on: 8th July 2022

PayPal "purchasing made easy"

5
A great company, fantastic customer service, its a must have in today's online environment. Reviewed on: 8th July 2022

Quick, Simple, Easy

5
Very straight forward to use and navigate Reviewed on: 8th July 2022

The best way to shopping online.Period

5
Never had any problems with PayPal. Reviewed on: 8th July 2022

Amazing service

5
PayPal credit is convenient and hassle free. The 0% interest makes it better than all the rest. I use it all the time! Reviewed on: 8th July 2022

Paypal credit

5
Paypal credit is a life safer that comes with peace of mind and ease of payment option. It makes my life easier anytime am out of fund, and able to purchase what me and my family needs knowing I have 4 months repayment plan interest free. I will recommend to friends and family anytime. Reviewed on: 8th July 2022

PayPal credit

5
It’s amazing. So reliable. I can always count on it Reviewed on: 8th July 2022

Great to have 4 months interest free

5
Very useful way to pay, PayPal credit with 4 months interest free. Reviewed on: 8th July 2022

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review