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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (132395 reviews)

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4.74

Based on 132,394 reviews, last reviewed 9th Jun 2026

3755150% increase in 5 star reviews

in the past 90 days

10650% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Helps with boosting my credit score. I found it easy to use and makes big payments easy with the pay in 3 scheme. Reviewed on: 9th June 2026

Latest lowest rating:

2

Paid for an item that never came with proof from par... Paid for an item that never came with proof from parcel company and sellers instant chat but still didn't get a refund!!! Reviewed on: 9th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (132395)

I love paypal

Great also feel safe with transactions through PayPal, Reviewed on: 9th July 2022

Love Pay In 3

I love Pay in 3 as it makes paying for everything so much easier including essentials Reviewed on: 9th July 2022

Eases the Burdon when you purchase large items.

PayPal credit is very helpful when you need to buy larger items or spend over £99 as it allows you to spread the cost over 3 months. Reviewed on: 9th July 2022

Pay pal credit is easy to use

Easy to use credit card and it gives great option to spread the cost over 4 month. Reviewed on: 9th July 2022

Credit

Very easy to use & I love pay pal credit for my difficult times .thanks a lot Reviewed on: 9th July 2022

So useful and reasonable interest rates

When money is short PayPal has been a god send whether it's Pay in 3 interest free or larger items over 12 months. It charges half the interest that credit card companies charge. I highly recommend PayPal. Reviewed on: 9th July 2022

Great service

Amazing service every time you need PayPal they will help you Reviewed on: 9th July 2022

Absolutely wonderful

Good services and low interest. Since I have been using PayPal credit I have no regrets. Reviewed on: 9th July 2022

PayPal

PayPal Credit has been amazing for me. The reasonable and sustainable interest rates have meant that I can purchase the things that bring me enjoyment in life without worrying about being in debt. I've booked holidays and gotten presents for friends and family without a worry! Prior to Pay Pal Credit, I was very afraid of ever using credit after hearing about so many bad experiences! Reviewed on: 9th July 2022

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