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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (132230 reviews)

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4.74

Based on 132,230 reviews, last reviewed 9th Jun 2026

3748300% increase in 5 star reviews

in the past 90 days

10650% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Lovely secure way of paying I love having the option... Lovely secure way of paying I love having the option to use this Reviewed on: 9th June 2026

Latest lowest rating:

1

PayPal credit deducted all my refund money because o... PayPal credit deducted all my refund money because of another agreement which was not pay in 4, it was another agreement of Samsung which I had to pay... Read more Reviewed on: 9th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (132230)

Ease of access

The whole process is straightforward and very quick and easy. Reviewed on: 8th July 2022

Sum up your payment in different instalment.

This is on of the best way to sum up your payment in instalments as agreed by PayPal with zero percent interest. I recommend Reviewed on: 8th July 2022

Great service and easy to use

Been using PayPal for a while now ,and Paypal credit is one of the best credit schemes you can have ,on the tip of your fingers and need to spend as much as £99 to have 0 intrest offer for 4 months .A must have service for everybody that dont wanna wait for pay day to buy things .Reccomend 100% Reviewed on: 8th July 2022

PayPal is always an great option

Being using PayPal for years and the credit option has always been great, they offer great deals on their interest rates Reviewed on: 8th July 2022

Brilliant andGood and fast

Very well no issue,good customer service Reviewed on: 8th July 2022

Amazing service

I’m in love with it, you don’t need a good credit score to get it Reviewed on: 8th July 2022

Fast, great service.

Got approval and credit within minutes. Straightforward management via the app. Reviewed on: 8th July 2022

Incredible Credit

I was able to achieve my dreamed items and paid with ease and interest free. The four Months interest free credit purchase is fantastic. I had 120 days to save and pay back my credit purchase. What more can I ask of a credit card company? Well done PayPal! Reviewed on: 8th July 2022

Fantastic Service

Paypal Credit is absolutely brilliant for those purchases you need to make quickly, with no interest. Reviewed on: 8th July 2022

Excelling way to spread the cost

Whenever there is somewhere online I could pay buy Paypal credit, I would because I could get interest free spreading my payment and trust that it is very secure. Reviewed on: 8th July 2022

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