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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 131,737 reviews, last reviewed 9th Jun 2026
3725550% increase in 5 star reviews
in the past 90 days
10600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It's good, easy to use and secure It's good, easy to use and secure Reviewed on: 9th June 2026
Grave's avatar
Grave

Latest lowest rating:

1

The service is very poor and their customer service... The service is very poor and their customer service don’t even understand how to help. I called three different times but they could not help resolve ... Read more Reviewed on: 9th June 2026
Azeez S's avatar
Azeez S
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (131737)

Excellent service in simple steps

5
PayPal Credit is the best way helping spread the cost of my purchase and giving me more time to enjoy summer moments with friends & family. Reviewed on: 8th July 2022
armantzera@yahoo.com's avatar
[email protected]

Easy to use

5
Easy to use, 4 months at 0% is perfect for me ans the app is very clear and easy to navigate Reviewed on: 8th July 2022
Karolina Piwowarczyk's avatar
Karolina Piwowarczyk

Great and flexible repayment plan

5
Absolutely flexible with 0% repayment for 4 months which helps to spread the cost across. Reviewed on: 8th July 2022
Abimbola Oladokun's avatar
Abimbola Oladokun

Really useful,everybody uses paypal

5
I got this paypal credit just to buy a few items but have had it for over 5 yes now ,everyone uses paypal and most companies do now,so easy to pay for things and its so secure,interest not too bad,good to pay for large items as you Don't need to pay any interest for 4 months Reviewed on: 8th July 2022
Thenewsh 's avatar
Thenewsh

Good, but limited to online

3
PayPal credit was good for the things I needed it for but generally isn't a credit card you can take out on its own. The lack of a physical credit card or even the opportunity to use it online with merchants that don't use PayPal limit it massively. The £99 3 months repayment offers are very good however and I've made use of them multiple times. Reviewed on: 8th July 2022
Jamie Stone's avatar
Jamie Stone

It's very friendly & easy

5
The eBay is full safety all the time. All order quick, when I have a question I get answers very soon Reviewed on: 8th July 2022
Anonymous's avatar
Anonymous

Paypal is amazing way to afford things what you need. Quick and easy process

5
Love the way they do and customer service is amazing and stress free Reviewed on: 8th July 2022
Irish KA's avatar
Irish KA

Brilliant

5
It's been a great help. It has helped me to manage my finances and make affordable repayments. Reviewed on: 8th July 2022
Glodi's avatar
Glodi

Excellent!

4
Paypal provide excellent service to their customers. Reviewed on: 8th July 2022
Cajetan Opara's avatar
Cajetan Opara

Easy, quick & super helpful!

5
A great quick service & easy way to manage your credit Reviewed on: 8th July 2022
katiemdy's avatar
katiemdy

Review PayPal: PayPal Credit now

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