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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 131,497 reviews, last reviewed 9th Jun 2026
3714450% increase in 5 star reviews
in the past 90 days
10550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I am using paypal credit and it really helps me to m... I am using paypal credit and it really helps me to manage my expenses when I need an unexpected purchases. Highly recommend it. Reviewed on: 9th June 2026
JunT's avatar
JunT

Latest lowest rating:

1

card refused abroad i went on holiday to Spain and tried to pay for my apartment with my card and it was declined, it was only £380, it was very embarrassing and so i a... Read more Reviewed on: 9th June 2026
sarojo's avatar
sarojo
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (131497)

Excellent product

5
The product is excellent and customers service is unrivalled Reviewed on: 8th July 2022
Lordtequila's avatar
Lordtequila

Paypal

4
Very good , great product and easy to use Reviewed on: 8th July 2022
David Dagless's avatar
David Dagless

Hassle free

5
I use their services extensively and have never had a problem. Very fair. Reviewed on: 8th July 2022
Ray Holmes's avatar
Ray Holmes

Simple, generous credit

5
The PayPal service is a breeze to use and the 4 month interest free for purchases over £100 is incredibly useful. Reviewed on: 8th July 2022
Jordan Glover's avatar
Jordan Glover

I like to pay with PayPal credit

5
I am using PayPal credit more than my debit card or online pay and I like PayPal credit account . Reviewed on: 8th July 2022
BINDESH PATEL's avatar
BINDESH PATEL

PayPal credit

5
Excellent credit lender, easy to Purchase things from almost anywhere, great apr as well Reviewed on: 8th July 2022
C bromfield 's avatar
C bromfield

So simple to use!

5
Haven't found anywhere I can't use it! Reviewed on: 8th July 2022
Joseph McGhee's avatar
Joseph McGhee

Best Short Term Credit Card

5
The best credit card without an interest. I have been using it without paying any interest, as I always pay within the 4-month grace period. Reviewed on: 8th July 2022
mademeho's avatar
mademeho

PayPal been stress free

5
Stress free cos it’s simple and easy to set up and keep track of everythunf Reviewed on: 8th July 2022
thivi ko's avatar
thivi ko

Good old PayPal

5
Always there when you need it, reliable and affordable Thank you PayPal Reviewed on: 8th July 2022
Eric 's avatar
Eric

Review PayPal: PayPal Credit now

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