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PayPal: PayPal Credit reviews

4.74
Based on 131,235 reviews, last reviewed 9th Jun 2026
3702250% increase in 5 star reviews
in the past 90 days
10600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

When using PayPal I feel safe PayPal is always there and is always secure. When using PayPal I feel safe. Reviewed on: 9th June 2026
mark's avatar
mark

Latest lowest rating:

1

card refused abroad i went on holiday to Spain and tried to pay for my apartment with my card and it was declined, it was only £380, it was very embarrassing and so i a... Read more Reviewed on: 9th June 2026
sarojo's avatar
sarojo

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (131235)

Top company

5
Easy to use, fair company and great customer services Reviewed on: 13th June 2022

Extends my everyday purchases

5
We all need a little extra help nowadays for the essential and unexpected purchases. Paypal credit helps in many ways.... Reviewed on: 13th June 2022

Pleasure to deal with

5
Great to deal with and no hassles Reviewed on: 13th June 2022

Great

5
Great to use and specially the 4 months interest free Reviewed on: 13th June 2022

Reliable and fast payments

5
I love using paypal credit. It is available on most retailers and gives zero interest for purchases over 100 hassle free. Allows me to ma big purchases with peace of mind. This is my go credit facility and am always bummed if a retailer doesn't offer paypal payments Reviewed on: 13th June 2022

Super easy app and offer of 4 months 0%

5
Super easy app and offer of 4 months 0% Reviewed on: 13th June 2022

Large and small

5
I have used PayPal many times I like the easy 3 payments etc Reviewed on: 13th June 2022

Best credit

5
Makes your online shopping easier using for bigger spending. Reviewed on: 13th June 2022

Excellent

5
So simple to use and accepted in so many places Reviewed on: 13th June 2022

Straight forward and trusted

5
Best services and Offers. Helpful all the way. Reviewed on: 13th June 2022

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review