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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (131499 reviews)

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4.74

Based on 131,499 reviews, last reviewed 9th Jun 2026

3714550% increase in 5 star reviews

in the past 90 days

10550% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is so easy and convenient to use when online... PayPal is so easy and convenient to use when online shopping Reviewed on: 9th June 2026

Latest lowest rating:

1

card refused abroad i went on holiday to Spain and tried to pay for my apartment with my card and it was declined, it was only £380, it was very embarrassing and so i a... Read more Reviewed on: 9th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (131499)

PayPal credit is the most stress free means of shopping

So quick and authentic . I have Been shoping with pay pay credit for nearly a year. No regrets at all. O love PayPal. Reviewed on: 8th July 2022

Happy Customer

I’ve been using PayPal Credit for a long time now. Never had any issues and happy with the excellent service. Reviewed on: 8th July 2022

Great service

Always available when required and a friendly service in case of any questions. Reviewed on: 8th July 2022

Fantastic secure service

Very helpful and 100% secure app Reviewed on: 8th July 2022

Excellent services through out

Seamless service very easy to use Reviewed on: 8th July 2022

PayPal credit is just great

So easy to use and the 0% interest for 4 months is such a great help. I wish more companies or banks offered cards that did this always rather than as an introduction period. Absolutely can’t rate it enough, all of my big purchases go on it and it just gives me the flexibility to pay it off gradually without the stress of accumulating more money to owe on top. Reviewed on: 8th July 2022

PayPal really are pals

PayPal is such a convenient and easy way to pay for things on credit for when you need that extra little buffer. The application makes it simple to see your usage and repayment schedule and the integration of PayPal into so many websites and services makes them bar far the most useful and easy to use service out there. Reviewed on: 8th July 2022

Very reliable and trustworthy and also safe

It's very easy to use and always safe. Anytime I need assistance i have it promptly. Reviewed on: 8th July 2022

Easy

So simple to use. Really straightforward and easy. Easy to keep track of and make payments. Has made internet transactions so much quicker and smoother Reviewed on: 8th July 2022

The best credit provider

Paypal has revolutionised credit and it had helped me when I needed the most. Thank you. Reviewed on: 8th July 2022

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