Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.74
Based on 131,737 reviews, last reviewed 9th Jun 2026
3725550% increase in 5 star reviews
in the past 90 days
10600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It's good, easy to use and secure It's good, easy to use and secure Reviewed on: 9th June 2026
Grave's avatar
Grave

Latest lowest rating:

1

The service is very poor and their customer service... The service is very poor and their customer service don’t even understand how to help. I called three different times but they could not help resolve ... Read more Reviewed on: 9th June 2026
Azeez S's avatar
Azeez S

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (131737)

Yes

5
All good evening OK and thanks pay pal credit thanks good Reviewed on: 8th July 2022

It's just so convenient

5
PayPal credit for me is perfect Being that everyone is feeling the credit crunch for increasing cost of living I feel at ease knowing I can purchase essentials using PayPal credit And just pay it back the next month, Better than a credit card that I feel punishes you for using it Thank you PayPal for making like that little bit more stress free Reviewed on: 8th July 2022

I like credit card

5
perfect product! I like this one. Reviewed on: 8th July 2022

PayPal credit

5
Very easy to use and makes spending easier Reviewed on: 8th July 2022

PayPal credit

5
Simple to use & easy to manage. Reviewed on: 8th July 2022

Really impressed

5
You have 4 months to pay off purchase. Great service from PayPal as always Reviewed on: 8th July 2022

Easy to use and wide availability.

5
Great way to budget and make purchases with no interest Reviewed on: 8th July 2022

Happy

5
Quick and easy process to pay for everything Reviewed on: 8th July 2022

Good product

5
Good interest rates and offer, many retailers accept paypal . Reviewed on: 8th July 2022

Peace of Mind

5
Peace of mind all your purchases are safe, secure and protected. Future Technology we can’t live without in today’s world. Reviewed on: 8th July 2022

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review