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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (131851 reviews)

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4.74

Based on 131,851 reviews, last reviewed 9th Jun 2026

3730950% increase in 5 star reviews

in the past 90 days

10600% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent customer service When I've come when I've contacted Paypal to help me with matters they've always been answered me straight away and been very helpful Reviewed on: 9th June 2026

Latest lowest rating:

1

The service is very poor and their customer service... The service is very poor and their customer service don’t even understand how to help. I called three different times but they could not help resolve ... Read more Reviewed on: 9th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (131851)

Brilliant and easy

Great interface and super easy to use. It’s my go to option. Reviewed on: 8th July 2022

The best

Helps me buy more expensive things without taking a chunk out of my savings. I can spread it over 4 months guilt free as there is no interest. I tell everyone about it. Reviewed on: 8th July 2022

Helping Dreams come true x

amazing when needed to book concert tickets before payday x Reviewed on: 8th July 2022

Very good service

Easy to use and no problems and very efficient and useful for when paying online and also for other things Even transfer to other people I also received refunds through PayPal Reviewed on: 8th July 2022

Very helpful

To help me buy furniture for my new flat. Reviewed on: 8th July 2022

Always use it when I can

PayPal credit gives me massive flexibility to spread the cost of large items with a simple and easy to use process. Payments are slick and reminders for payments are always in advanced! Reviewed on: 8th July 2022

Very fantastactic and great customers acceptance fair and considarate

Pal pal helps me alot in different ways of which I don't regret transacting with them please let others try pay pal and see what iam saying they were great and Exellent Reviewed on: 8th July 2022

Good, helpful service - Always

PayPal and PayPal credit is easy to use and is increasingly available on most online retailers. If I ever have any issues I can speak to someone pretty much straight away and they always without fail resolve my query, professionally and effectively. Very happy with the overall service and will continue to use as my primary source of credit. I do hope that the longer I stay the better my interest will become though! Reviewed on: 8th July 2022

Great service

Flexible and easy to use great customer service Reviewed on: 8th July 2022

Best credit card

Best credit card services from Customer team support Reviewed on: 8th July 2022

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