Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 132,083 reviews, last reviewed 9th Jun 2026
3741750% increase in 5 star reviews
in the past 90 days
10600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Overall very easy to understand. Overall very easy to understand.fair .simple steps good options. On comparison good rates. Reviewed on: 9th June 2026
kamran s Fard's avatar
kamran s Fard

Latest lowest rating:

2

Your credit card did not work in dubia,or on line bo... Your credit card did not work in dubia,or on line bookings Reviewed on: 9th June 2026
Craig A's avatar
Craig A
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (132083)

Greatest credit provider in my opinion.

5
I'm using PayPal credit for more than 5 years and so happy for service company providing, especially 0% interest on 4 month repayment for purchases over £99.99 it's amazing. It's helped me and my family to spread our costs through this difficult times. Thank you PayPal Reviewed on: 8th July 2022
Imants Krievans's avatar
Imants Krievans

Fantastic way to pay

5
The option to pay in 4 without extra charge is fantastic - especially when funds may be tight or to help when something needs replacing. Reviewed on: 8th July 2022
Tim Deery's avatar
Tim Deery

Made payment Easy

5
Paypal credit has made my life easy. Now I have more time for payments to be paid. Reviewed on: 8th July 2022
Shakir Ali's avatar
Shakir Ali

Easy with payment reminders.

5
Very accessible and easy with frequent payment reminders. ++++ Reviewed on: 8th July 2022
nigelwade@hotmail.co.uk's avatar
[email protected]

Best and easiest way to pay!

5
Very secure and easy way to pay over a certain amount of time, notifications and updates are great to keep on top of payment! Reviewed on: 8th July 2022
Erin Bradley's avatar
Erin Bradley

Gave me credit when needed it .

5
PayPal for it was PayPal the one who granted me a credit line and that credit line would help the way for me to build a credit file. It was PayPal the one who trusted in me when the others failed me and they would reject me under their ridiculous excuses that there was not enough credit history in my file. Reviewed on: 8th July 2022
cumminswilkie's avatar
cumminswilkie

So helpful!!!

5
The PayPal credit helped me furnishing my new home. Without that financial help I couldn’t afford to buy all furniture. Reviewed on: 8th July 2022
Anonymous's avatar
Anonymous

Really good

5
Simple to use interface and really easy to manage. Reviewed on: 8th July 2022
felix grant's avatar
felix grant

A real Pal!

5
Needed some equipment right away, and PayPal Credit made it easy to apply gave a generous limit and the gear was in my hands quick as a flash. Great interest free options superb service all round. Reviewed on: 8th July 2022
Pete's avatar
Pete

Amazing service! Highly recommended.

5
I was using Paypal Credit for the last few years and their 0% policy for the first 4 months + the ability to pay with Paypal on almost every service around the world makes shopping so convenient! The ability to spread the cost combined with accessibility and a friendly user portal is just a total winner <3 Reviewed on: 8th July 2022
Anonymous's avatar
Anonymous

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill