Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.74
Based on 132,589 reviews, last reviewed 9th Jun 2026
3764100% increase in 5 star reviews
in the past 90 days
10650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very happy with the experience I have had with using... Very happy with the experience I have had with using PayPal. Great service and great deals Reviewed on: 9th June 2026
Omid 's avatar
Omid

Latest lowest rating:

2

Paid for an item that never came with proof from par... Paid for an item that never came with proof from parcel company and sellers instant chat but still didn't get a refund!!! Reviewed on: 9th June 2026
Beep 's avatar
Beep

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (132589)

Absolutely Smashing

5
My experience with PayPal has always been a pleasure. To offer people the credit scheme proves to be very useful and will help many. Thank you PayPal Reviewed on: 9th July 2022

Great PayPal I use every single month

5
I use PayPal credit interest 3 option very often find it a great way to pay for things over time. A star ++++++++ Reviewed on: 9th July 2022

Paypal credit.

5
Paypal is the biggest online paying platform and it has paypal credit now!! What more can you want, for me - buying a lot online, it is absolutely a win! Good rates and discounts with quite few offers of payment ( pay in 4 etc.. ) it makes it even better... been using it since day 1 and have nothing bad to say, if you are buying online a lot, like i do, it's a no brainer with good interest rates and offers which benefits you in a long run. Online payments with flexibility, brilliant. Reviewed on: 9th July 2022

No precent for 4 months

5
Is always good experience shop and no pay precent Reviewed on: 9th July 2022

MORE THAN HAPPY

5
I've been with PayPal many years back and it's amazing that they always creating something new for customers to have easy access with PayPal pay 4 Months with no interest, sending money to family and friends with no extra charge, quick response to any queries and quick access for a credit, lots and lots Reviewed on: 9th July 2022

Exellent customer support and credit deal

5
Paypal have never let me down in any problems i had in past with purchases.problems solved always in less then a week .no stupid questions or requests of evidence etc.And credit 0% interest for 4 months perfect for me. Reviewed on: 9th July 2022

Happy

5
I am extremely satisfied with pay pal couldn’t ask for anything else Reviewed on: 9th July 2022

Happy

5
Very good service, many opportunity's Reviewed on: 9th July 2022

Making Life Easier

5
0% interest across 4 months has made an incredible difference, especially during the cost of living crisis. I only wish there was a physical credit card to use in stores! Reviewed on: 9th July 2022

Great payment plans

5
Pay in 4 is affordable and PayPal is offers it across a variety of goods and services. Reviewed on: 9th July 2022

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review