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PayPal: PayPal Credit reviews

4.74
Based on 132,635 reviews, last reviewed 10th Jun 2026
3766050% increase in 5 star reviews
in the past 90 days
10650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Love the paypal credit options Love the 4 month interest free and pay in three options Reviewed on: 10th June 2026
Lyndsey Sloan's avatar
Lyndsey Sloan

Latest lowest rating:

2

Paid for an item that never came with proof from par... Paid for an item that never came with proof from parcel company and sellers instant chat but still didn't get a refund!!! Reviewed on: 9th June 2026
Beep 's avatar
Beep

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (132635)

Makes life easier

5
Feel that my spending is protected online, so convenient Reviewed on: 9th July 2022

Easy transaction

5
Always there when in need of support super service Reviewed on: 9th July 2022

Amazing

5
Amazing way to spread the cost, and pay when ever you want within 4 months. I would defiantly recommend this, I always use this. Excellent services Reviewed on: 9th July 2022

Excellent service

5
Extremely helpful and no issues always up to date Reviewed on: 9th July 2022

Great product and services

5
Easy to use and low interest rate Reviewed on: 9th July 2022

I like it

5
Easy to use I like it and this is very helpful and copretive help centre Reviewed on: 9th July 2022

The best thing ever to happen to personal credit

4
No hassle and getting 0% to help with larger purchases is a huge help, especially more so now every penny needs to be stretched further. PayPal credit has been a life saver! Reviewed on: 9th July 2022

Pretty nice

4
Pretty good rates, not the biggest limit but perfect for smaller purchases and spreading the cost over time Reviewed on: 9th July 2022

Great

5
Great great good great good good great Reviewed on: 9th July 2022

Best to use

5
Provide a very fast and easy services Reviewed on: 9th July 2022

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