Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (132395 reviews)

View other PayPal products

4.74

Based on 132,395 reviews, last reviewed 9th Jun 2026

3755150% increase in 5 star reviews

in the past 90 days

10650% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Good service It’s a good service that is easy to set up and use. Also like the protection it gives you when paying for an item Reviewed on: 9th June 2026

Latest lowest rating:

2

Paid for an item that never came with proof from par... Paid for an item that never came with proof from parcel company and sellers instant chat but still didn't get a refund!!! Reviewed on: 9th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (132395)

Excellent company always to hand

Didn't have the greatest credit score but PayPal accepted me and I have improved my score greatly Reviewed on: 8th July 2022

Wonderful service

Always given great service great products Reviewed on: 8th July 2022

Good reliable service

Excellent and efficient service Reviewed on: 8th July 2022

Fantastic provider

They are brilliant as can use PayPal credit for so many things and online shops. It’s a life savour. Reviewed on: 8th July 2022

PayPal credit

I do alot of shopping online and i find the safest and easy way to pay is to use PayPal and PayPal credit Reviewed on: 8th July 2022

Paypal credit.

Paypal credit very good and simple to use. Reviewed on: 8th July 2022

No brainer

0% interest on purchases for up to 4 months is a no-brainer. Reviewed on: 8th July 2022

Very professional and reliable service with excellent service and security.

I always use PayPal services for its customers and secure services. Reviewed on: 8th July 2022

Peace of mind credit card

Very handy to use in terms of urgency purchases. Reviewed on: 8th July 2022

Paypal

Paypal Credit is great,low pay back every month Reviewed on: 8th July 2022

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Novuna Personal Finance 4.69 from 172 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews
Better Off Calculator
from Policy in Practice 4.63 from 496 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 63998 reviews
Payments
from PayPal 4.73 from 3743 reviews
Credit card
from PayPal 4.70 from 95 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub