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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 131,989 reviews, last reviewed 9th Jun 2026
3737300% increase in 5 star reviews
in the past 90 days
10600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I use PayPal for allot of purchases and I have never... I use PayPal for allot of purchases and I have never had a bad experience. It’s quick and easy! Reviewed on: 9th June 2026
Tegan W's avatar
Tegan W

Latest lowest rating:

1

The service is very poor and their customer service... The service is very poor and their customer service don’t even understand how to help. I called three different times but they could not help resolve ... Read more Reviewed on: 9th June 2026
Azeez S's avatar
Azeez S
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (131989)

Execellent

5
Help with big shops as different payment offers incl pay in 3/4 with 0% interest Reviewed on: 8th July 2022
Mohamed Hisham Sorour's avatar
Mohamed Hisham Sorour

0% on purchases over £99 fantastic

4
Really simple and easy going - with almost all companies allowing you to pay via PayPal - their 0% interest on purchases over £99 is of great benefit to me Reviewed on: 8th July 2022
Borolad's avatar
Borolad

Very convenient

5
Great experience with affordable rate with good service Reviewed on: 8th July 2022
Deep Patel's avatar
Deep Patel

PayPal credit can't be beaten

5
PayPal Credit is most convenient credit provider nowadays. While majority of shops already got online shopping, there is no easier and safer way to manage your credit. It saved me so many times. And trust grows gradually with everyday use. Reviewed on: 8th July 2022
Tomas Bartasiunas's avatar
Tomas Bartasiunas

Outstanding

5
Great service, convenient, happy customer. Reviewed on: 8th July 2022
LUCAS98's avatar
LUCAS98

It helps me a lot ,,it give you interest free period which very important for me.

5
If I want to go abroad I don't need to worry to pay cash ,,just use my paypal credit and no interest for 4 months ,,as I hate paying interest . Reviewed on: 8th July 2022
Nasra 's avatar
Nasra

Love their effectiveness

5
I have used this service for a long time and O have never been disappointed, Wonderful service. Reviewed on: 8th July 2022
Major 1 Son's avatar
Major 1 Son

Amazing

5
Pay pal is very help ful for people who can't buy stuff with full amount but with PayPal every body can buy every thing. Reviewed on: 8th July 2022
Harjot Kaur's avatar
Harjot Kaur

reliable, safe, fast, easy to handle, if there are problems they will always help

5
always and everywhere I try to pay on the Internet only through paypal credit, because it is reliable and always solve problems with the seller. I recommend it to everyone Reviewed on: 8th July 2022
VYTAUTAS MESKYS's avatar
VYTAUTAS MESKYS

Affordable

5
Easy to apply and the customer service team are very knowledgeable and helpful. Reviewed on: 8th July 2022
sai kiran's avatar
sai kiran

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