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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 132,529 reviews, last reviewed 9th Jun 2026
3761350% increase in 5 star reviews
in the past 90 days
10650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

So easy to use So easy to use and very straightforward. Very easy to navigate app. Reviewed on: 9th June 2026
Paul B's avatar
Paul B

Latest lowest rating:

2

Paid for an item that never came with proof from par... Paid for an item that never came with proof from parcel company and sellers instant chat but still didn't get a refund!!! Reviewed on: 9th June 2026
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (132529)

No brainer

5
0% interest on purchases for up to 4 months is a no-brainer. Reviewed on: 8th July 2022
Tahir's avatar
Tahir

Very professional and reliable service with excellent service and security.

5
I always use PayPal services for its customers and secure services. Reviewed on: 8th July 2022
Blaise Kit's avatar
Blaise Kit

Peace of mind credit card

5
Very handy to use in terms of urgency purchases. Reviewed on: 8th July 2022
yinka.agbajeonibada@yahoo.co.uk's avatar
[email protected]

Paypal

5
Paypal Credit is great,low pay back every month Reviewed on: 8th July 2022
kelly norman's avatar
kelly norman

Amazing!

5
PayPal credit is amazing, if your short on cash, it really helps until payday. Easy to use easy to pay back Reviewed on: 8th July 2022
Curly's avatar
Curly

Perfect .....Helpful at hard times

5
Perfect .....Helpful at hard times Reviewed on: 8th July 2022
melvin konikkara's avatar
melvin konikkara

Credit Boost

5
I applied for & was accepted for PayPal Credit which was super fast and easy to do. I love the fact that so many things in my family's life have changed because I now have an affordable way to pay for so many things, from weekend activities, birthday's, Christmas, holidays and even the armchair that I'm sitting in right now to write my review! This great new way to pay has made my life so much happier and less stressful. PayPal Credit is No 1 for Safe, Stress Free, No nonsense and Affordable online shopping. Reviewed on: 8th July 2022
kerry louise's avatar
kerry louise

Fair transparent with great offers of 0% purchases

5
A great company very good to deal with great rates on offer Reviewed on: 8th July 2022
ADAM GREGORY's avatar
ADAM GREGORY

Paypal credit spend on almost anything

5
Paypal credit has help me and my family decorate our home and buy furnishings to match, martial arts and up to date technology. Would highly recommend paypal credit to any family or business. Reviewed on: 8th July 2022
legineo's avatar
legineo

Paypal Rocks

5
been with paypal for years now and i no problem at all. always been so helpful when i need it. i dont have any regrets having it. Highly recomended! Reviewed on: 8th July 2022
Mark's avatar
Mark

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