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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (132606 reviews)

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4.74

Based on 132,605 reviews, last reviewed 9th Jun 2026

3764800% increase in 5 star reviews

in the past 90 days

10650% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Love PayPal credit So easy to use, all set up in my phone and retail website easily links to PayPal app. There’s no repeat credit checks once set up and no interest to p... Read more Reviewed on: 9th June 2026

Latest lowest rating:

2

Paid for an item that never came with proof from par... Paid for an item that never came with proof from parcel company and sellers instant chat but still didn't get a refund!!! Reviewed on: 9th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (132606)

So easy to use I think they're great

No problem to setup the hole thing went smoothly it have helped me to get thing's done thank you so much Reviewed on: 8th July 2022

Great 4 months interest free credit option

This is a great way to buy a special item and pay back with 4 months interest free Reviewed on: 8th July 2022

Happy with PayPal

Allways feel safer when I'm using the PayPal app Reviewed on: 8th July 2022

Excellent service

Its really so easy to use and with pay in 3, very helpful to buy stuff, very happy to have credit card pay pal Reviewed on: 8th July 2022

A good means of spreading payments

The ability to spread payments in a transparent way has enabled bigger purchases that I could have paid in one go. The ability to pay back early if finances improve is a bonus. Reviewed on: 8th July 2022

Great product

Great product. paypal is covers you for any dispute Reviewed on: 8th July 2022

Paypal

I'm so glad Paypal offered me credit....at least now I can buy things I won't for me and the kids....I couldn't do that before with a bad history now I can breathe....I can slowly pay it off...I'm so happy to be with PayPal....diffently would recommend them to family and friends.... Reviewed on: 8th July 2022

easy ,afordable,

You get info about transaction every month, its easy to log on and make the payment . Reviewed on: 8th July 2022

PayPal is quick easy and helpful

PayPal have always been very helpful They make clear options to pay back credit with no pressure. You are given ample time and clear terms and conditions. The customer service team have always been very helpful. Reviewed on: 8th July 2022

Love PayPal credit

I love PayPal credit. Me and my husband don’t have any outstanding dept and don’t have a mortgage or anything so no one will give us a credit card. But PayPal gave us PayPal credit and we use it to make our lives better. Thank you paypal Reviewed on: 8th July 2022

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