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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 132,496 reviews, last reviewed 9th Jun 2026
3759850% increase in 5 star reviews
in the past 90 days
10650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Smooth Running Service I always use PayPal and never have any issues. One of the best banking apps. Reviewed on: 9th June 2026
CS's avatar
CS

Latest lowest rating:

2

Paid for an item that never came with proof from par... Paid for an item that never came with proof from parcel company and sellers instant chat but still didn't get a refund!!! Reviewed on: 9th June 2026
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (132496)

easy to use

5
i was able to make several payments easy. i wish it was a transfer account aswell but i have no complaints whatsoever Reviewed on: 8th July 2022
jojo's avatar
jojo

Quick easy and reassuring

5
The whole product from setting up to using and paying back is super easy and convenient Reviewed on: 8th July 2022
Lk wat's avatar
Lk wat

Best credit ever

5
I just love it , its amazing to have something like that Reviewed on: 8th July 2022
Eli Pereira's avatar
Eli Pereira

Top top top

5
I have managed to book my first family holiday thanks to PayPal credit. It’s perfect because you can spread the cost in 4 months instalments with no interest and you don’t really need to have any money up front. Next thing I hope they issue credit cards with the same principle for everyday spending. Reviewed on: 8th July 2022
Francesco Murgia's avatar
Francesco Murgia

Allowed me to make a big big purchase and pay within a few months interest free!

5
I was saving to buy a sofa when the provider had a really good sale PayPal credit allowed me to purchase the sofa and pay back over a few months interest free, It was brilliant not only no interest but was able to take advantage of the promotion also and so saved a few hundred pounds too. Reviewed on: 8th July 2022
AJJ's avatar
AJJ

Perfect

5
It's easy and simple,just perfect Reviewed on: 8th July 2022
Andrzej Furs's avatar
Andrzej Furs

PayPal never lets you down

5
One little PayPal Button At Online Checkout And That’s It, It’s That Easy. Reviewed on: 8th July 2022
KISS MY STAINED GLASS's avatar
KISS MY STAINED GLASS

Good deals and offers

5
Never had a problem. Easy to use. Reviewed on: 8th July 2022
Julie 's avatar
Julie

Affordable

5
In todays climate we all need a little hand and that’s exactly what PayPal credit does for me. It gives me that extra boost I need sometimes Reviewed on: 8th July 2022
Gareth LLoyd's avatar
Gareth LLoyd

Fantastic options

5
Borrowing from paypal has helped me with so many important projects and family matters I think I would count PayPal credit as not only a company but they are friends Too which will continue for sure Reviewed on: 8th July 2022
John wood 's avatar
John wood

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