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PayPal: PayPal Credit reviews

4.74
Based on 132,311 reviews, last reviewed 9th Jun 2026
3751600% increase in 5 star reviews
in the past 90 days
10650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I love pay pal I asked everyone download pay pal... I love pay pal I asked everyone download pay pal app Reviewed on: 9th June 2026
Abida G's avatar
Abida G

Latest lowest rating:

1

PayPal credit deducted all my refund money because o... PayPal credit deducted all my refund money because of another agreement which was not pay in 4, it was another agreement of Samsung which I had to pay... Read more Reviewed on: 9th June 2026
Naeem Z's avatar
Naeem Z

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (132311)

Amazingggggg

5
PayPal has helped with numerous payments in my life weather they were big or small. They have made it easy and flexible to make payments internationally and also through payment plans Reviewed on: 8th July 2022

Brilliant

5
Brilliant product, great apr, easy to use Reviewed on: 8th July 2022

Quick and easy to use

4
Offer a different kind of payment plan and easy to track Reviewed on: 8th July 2022

Great

5
Good service, nice and easy as it should be. Reviewed on: 8th July 2022

PayPal Credit!!

5
I'll recommend it over and over again. 4 months of interest-free plus you can also choose minimum payment. How much more do we want!!! Reviewed on: 8th July 2022

Awesome flexibility

5
Has allowed me to get new items at 0% with no fuss. Easy checkout to :). Thank you :) Reviewed on: 8th July 2022

A great secure Service

5
The customer service is excellent, its simple to use and feels very secure Reviewed on: 8th July 2022

Very good

4
Can do with more features and less interest rate, to be one of the best, thank you!! Reviewed on: 8th July 2022

Best credit provider

5
Easy to use better credit than most other companies Reviewed on: 8th July 2022

Brilliant Payment Method

5
Just brilliant to have the flexibility to pay interest free over 4 months. This allows me to ensure finances are in order and don't have to pay any extra interest if done on time. Reviewed on: 8th July 2022

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