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PayPal: PayPal Credit reviews

4.74
Based on 131,982 reviews, last reviewed 9th Jun 2026
3736950% increase in 5 star reviews
in the past 90 days
10600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I use the purchase interest free for 4 months to man... I use the purchase interest free for 4 months to manage my big spends. It’s great. Reviewed on: 9th June 2026
Flory M's avatar
Flory M

Latest lowest rating:

1

The service is very poor and their customer service... The service is very poor and their customer service don’t even understand how to help. I called three different times but they could not help resolve ... Read more Reviewed on: 9th June 2026
Azeez S's avatar
Azeez S

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (131982)

Great credit

5
I use my PayPal credit to maintain my camper and could not do without it for me it’s the perfect credit flexible and the charges are not that bad either Reviewed on: 16th June 2022

Very helpful

5
Very handy and helpful in paying the product when you struggle to pay Reviewed on: 16th June 2022

Excellent service

5
Quick and easy payment options with PayPal.. awesome.. thank you Reviewed on: 16th June 2022

Fabulous

5
Fantastic service would recommend to anyone Reviewed on: 15th June 2022

Easy credit to use

5
Easy to use. Feels safer than paying by debit card on line. Reviewed on: 15th June 2022

Very reliable and helpful service

5
Very reliable with good offers on interest rates and very helpful if there are any issues or snags whether it’s payment related and resolving as issue Reviewed on: 15th June 2022

Great Payment Facility

5
I love the fact I get 4 months to pay for my purchases Reviewed on: 15th June 2022

Convenient and transparent

5
I have found the service to be easy and convenient enabling a buffer to monthly outgoings. Most importantly the ability to follow and adapt repayments is brilliant. Reviewed on: 15th June 2022

Great and convenient

5
Really useful to use, plenty of places to use, great customer service and the interest free offers have been fantastic. Highly recommend it as a service, the best that I use! Reviewed on: 15th June 2022

good service

4
i like to use its easy and i naver having any issu Reviewed on: 15th June 2022

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