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PayPal: PayPal Credit reviews

4.74
Based on 132,553 reviews, last reviewed 9th Jun 2026
3762400% increase in 5 star reviews
in the past 90 days
10650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is widely accepted and is very convenient for... PayPal is widely accepted and is very convenient for payments Reviewed on: 9th June 2026
Vihit D's avatar
Vihit D

Latest lowest rating:

2

Paid for an item that never came with proof from par... Paid for an item that never came with proof from parcel company and sellers instant chat but still didn't get a refund!!! Reviewed on: 9th June 2026
Beep 's avatar
Beep

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (132553)

Brilliant service

5
The app is easy to use and it is widely used keep up the good work Reviewed on: 8th July 2022

Cash

5
Great for when you short for the month to get little things. Reviewed on: 8th July 2022

Very good

5
I love using PayPal credit. Very good for quick checkout Reviewed on: 8th July 2022

Papal credit

5
It’s really help me to build my life in uk Tanks papal Reviewed on: 8th July 2022

affordable

5
this is the best way to help people to get credit and make payment Reviewed on: 8th July 2022

Excellent credit option

5
Low APR, easy to apply, trustworthy Reviewed on: 8th July 2022

Wouldn't be without

5
Refused Paypal credit for the last 3 years never had a problem it's help me out a few times wouldn't be without it Reviewed on: 8th July 2022

Excellent

5
love the fact that you feel safe using paypal, massive credibility Reviewed on: 8th July 2022

Very Trustworthy.

5
Excellent experience with PayPal, Straightforward and always available to help. Reviewed on: 8th July 2022

No interest for 4 months

5
Paypal credit is a lifesaver with it's no interest for 4 months when you purchase something more than £99 Reviewed on: 8th July 2022

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review