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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (132497 reviews)

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4.74

Based on 132,497 reviews, last reviewed 9th Jun 2026

3759900% increase in 5 star reviews

in the past 90 days

10650% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent service. Excellent service. Fast, secure, and easy to use. I’ve been very satisfied with PayPal and would highly recommend it Reviewed on: 9th June 2026

Latest lowest rating:

2

Paid for an item that never came with proof from par... Paid for an item that never came with proof from parcel company and sellers instant chat but still didn't get a refund!!! Reviewed on: 9th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (132497)

Easy to use 0% internet on big brands

I’ve used PayPal for years fastest way to pay!! Then I took out a PayPal credit account with £1000 limit it’s easy to use and great to way to spread the payments over a couple of months! Would highly recommend using the service! Reviewed on: 8th July 2022

Awesome 4 month 0% interest is a life saver

Paypal credit has made my purchases affordable. I think its a really resourceful resource when used wisely. Reviewed on: 8th July 2022

Perfect for everything!

Have had PayPal credit for a few years now & I love it. So easy to use & so easy to make repayments. Recommend highly. Reviewed on: 8th July 2022

Love the flexibility

I am doing some home renovations and PayPal credit is my go to for larger purchases when I need the something in place. The app keeps you updated and when to pay in time. All shops so the icon so you can decide options on how and when to pay. Reviewed on: 8th July 2022

Quick easy

Love to use always good offer low interest rate or 0% Reviewed on: 8th July 2022

So convenient

PayPal credit is a big help when doing online shopping, it makes everything so easy and convenient and gives me 4 months interest free on larger purchases. Reviewed on: 8th July 2022

Easy affordable credit

This is a great credit product, four months interest free on purchases over £99 GBP. Also with a surprisingly low APR for a credit product. Reviewed on: 8th July 2022

Brill

Top notch and worth a mention in this sublime category Reviewed on: 8th July 2022

Best Online Credit Company!

I've been a customer of PayPal Credit for years. It's a huge help having to pay my purchases (£99. +) right away then pay it back within 4 months interest free! Reviewed on: 8th July 2022

Perfect

Helped when I was at a loss was looking at losing my home, life everything and it helped! Reviewed on: 8th July 2022

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