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PayPal: PayPal Credit reviews

4.74
Based on 131,849 reviews, last reviewed 9th Jun 2026
3730850% increase in 5 star reviews
in the past 90 days
10600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Everything goes smoothly never any problems Everything goes smoothly never any problems Reviewed on: 9th June 2026
Marlene Jones's avatar
Marlene Jones

Latest lowest rating:

1

The service is very poor and their customer service... The service is very poor and their customer service don’t even understand how to help. I called three different times but they could not help resolve ... Read more Reviewed on: 9th June 2026
Azeez S's avatar
Azeez S

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (131850)

Good as it gets

5
Easy to apply. Easy to use. Highly recommend Reviewed on: 13th June 2022

Great company for service and convenience

5
Used PayPal Credit for several years with no issues and great 0% interest on several purchases. Reviewed on: 13th June 2022

Brilliant

5
Best company ever helps to have things you need with time to pay Reviewed on: 13th June 2022

The best

5
The best company When I need money for shopping I use credit PayPal Reviewed on: 13th June 2022

A1 company

5
Bril2 company with excellent well informed staff Reviewed on: 13th June 2022

Brilliant

5
Amazing always come in handy having PayPal as its the safest way to buy online and so simple Reviewed on: 13th June 2022

Love paypal

5
0% interest for 4 months is very very helpfull and if its less than £99 then Use pay in 3 its very helpfull Reviewed on: 13th June 2022

Always use

5
Quick, reliable, can pay in whole or in parts, 4 months is good time to pay up. Reviewed on: 13th June 2022

Paypal Credit

5
Easy to set up and manage. A painless way to get if you want credit. Reviewed on: 13th June 2022

Smooth process and ease of use

4
Applying for credit is fairly simple. The PayPal app simplifies everything to track my credit use. I mostly utilise the £99+ offer for interest free for 4 months. My only gripe when I use the mobile app, it's almost too simplified with no advanced breakdowns. Reviewed on: 13th June 2022

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