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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (132497 reviews)

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4.74

Based on 132,497 reviews, last reviewed 9th Jun 2026

3759900% increase in 5 star reviews

in the past 90 days

10650% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent service. Excellent service. Fast, secure, and easy to use. I’ve been very satisfied with PayPal and would highly recommend it Reviewed on: 9th June 2026

Latest lowest rating:

2

Paid for an item that never came with proof from par... Paid for an item that never came with proof from parcel company and sellers instant chat but still didn't get a refund!!! Reviewed on: 9th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (132497)

A convenient way to pay

Easy to spread the payments, interest free, and pay off early without penalties. Reviewed on: 8th July 2022

Phenomenal

Class service man canny beat it heavy good. Reviewed on: 8th July 2022

Integrated everywhere and 4 months free credit

It's just so convenient to use PayPal. Its' accepted all over the internet and the phone app is incredibly good. Love that all my purchases have 4 months interest free credit so I can always split the purchase up. Amazing. Reviewed on: 8th July 2022

Fantastic service

Easy to use, both online and the App. Great for purchases and paying someone. Very reliable and secure. Reviewed on: 8th July 2022

Useful facility and product

Easy to use and set up and allows a bit of financial freedom to repay over a period of time. Reviewed on: 8th July 2022

Easy and convenient

It’s quick and easy to use, break up payments into interest free options. Reviewed on: 8th July 2022

PayPal "purchasing made easy"

A great company, fantastic customer service, its a must have in today's online environment. Reviewed on: 8th July 2022

Quick, Simple, Easy

Very straight forward to use and navigate Reviewed on: 8th July 2022

The best way to shopping online.Period

Never had any problems with PayPal. Reviewed on: 8th July 2022

Amazing service

PayPal credit is convenient and hassle free. The 0% interest makes it better than all the rest. I use it all the time! Reviewed on: 8th July 2022

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