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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 132,590 reviews, last reviewed 9th Jun 2026
3764150% increase in 5 star reviews
in the past 90 days
10650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good app and always available/online Good app and always available/online Reviewed on: 9th June 2026
Sean C's avatar
Sean C

Latest lowest rating:

2

Paid for an item that never came with proof from par... Paid for an item that never came with proof from parcel company and sellers instant chat but still didn't get a refund!!! Reviewed on: 9th June 2026
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (132590)

PayPal Credit is simple and easy

5
If you need to borrow small amounts of credit with interest free for 4 months it’s great. All from your PayPal app Reviewed on: 8th July 2022
waynerobinson@hotmail.co.uk's avatar
[email protected]

Best deal

5
I use the PayPal credit for 3 years now, it never let me down. I'm absolutely satisfied and happy to have it Reviewed on: 8th July 2022
Viktoria Csepego-Soos 's avatar
Viktoria Csepego-Soos

Convenient and easy to use

5
I always use PayPal credit when it is available. The interest free period is very generous and also the protection of PayPal is smth you cannot go wrong with! Reviewed on: 8th July 2022
Kyriakos 's avatar
Kyriakos

Easy to use 0% internet on big brands

5
I’ve used PayPal for years fastest way to pay!! Then I took out a PayPal credit account with £1000 limit it’s easy to use and great to way to spread the payments over a couple of months! Would highly recommend using the service! Reviewed on: 8th July 2022
Benjamin Williams's avatar
Benjamin Williams

Awesome 4 month 0% interest is a life saver

5
Paypal credit has made my purchases affordable. I think its a really resourceful resource when used wisely. Reviewed on: 8th July 2022
Winnie Mangwende's avatar
Winnie Mangwende

Perfect for everything!

5
Have had PayPal credit for a few years now & I love it. So easy to use & so easy to make repayments. Recommend highly. Reviewed on: 8th July 2022
Chloe Adelle Slayford's avatar
Chloe Adelle Slayford

Love the flexibility

5
I am doing some home renovations and PayPal credit is my go to for larger purchases when I need the something in place. The app keeps you updated and when to pay in time. All shops so the icon so you can decide options on how and when to pay. Reviewed on: 8th July 2022
Naomi Cowan 's avatar
Naomi Cowan

Quick easy

5
Love to use always good offer low interest rate or 0% Reviewed on: 8th July 2022
Roosz Peter's avatar
Roosz Peter

So convenient

5
PayPal credit is a big help when doing online shopping, it makes everything so easy and convenient and gives me 4 months interest free on larger purchases. Reviewed on: 8th July 2022
phatjac31@yahoo.co.uk's avatar
[email protected]

Easy affordable credit

5
This is a great credit product, four months interest free on purchases over £99 GBP. Also with a surprisingly low APR for a credit product. Reviewed on: 8th July 2022
Pjaye's avatar
Pjaye

Review PayPal: PayPal Credit now

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