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PayPal: PayPal Credit reviews

4.74
Based on 132,529 reviews, last reviewed 9th Jun 2026
3761350% increase in 5 star reviews
in the past 90 days
10650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

So easy to use So easy to use and very straightforward. Very easy to navigate app. Reviewed on: 9th June 2026
Paul B's avatar
Paul B

Latest lowest rating:

2

Paid for an item that never came with proof from par... Paid for an item that never came with proof from parcel company and sellers instant chat but still didn't get a refund!!! Reviewed on: 9th June 2026
Beep 's avatar
Beep

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (132529)

Great service

5
What can I say except that being able to spread the cost of something I really want but can’t afford that month over 4 months at no extra cost has been absolute blessing on a number of occasions. Reviewed on: 8th July 2022

Definitely recommend

5
Purchased a new phone and paid via PayPal Credit. 4 months interest free enabled me to get a much better phone than I could’ve got if I’d had to pay it all upfront or via a phone contract Reviewed on: 8th July 2022

Easy peasy lending

5
As an acid Paypal user the introduction of Paypal Credit has been so helpful to spread the cost easily of those big ticket items. Reviewed on: 8th July 2022

Useful financial tool

5
An easy to use and useful tool in the.financial arsenal - competitive rates. Reviewed on: 8th July 2022

Great

5
Easy to use. 4 months free credit. Reviewed on: 8th July 2022

Excellent service

5
Thanks to this service I got a new Samsung mobile phone and I didn't pay anything extra at all. I also like that it is possible to top up the remaining credit without additional fees. Reviewed on: 8th July 2022

Great option if you dont want pay whole price once just slice it

5
I'm using pp credit because is bit comfortable to slice my shoping for few payments. I'm so happy of paypal credit Reviewed on: 8th July 2022

Great

5
Always there for me when I need it Reviewed on: 8th July 2022

Very easy to use

5
Reminder when payment due so you don't miss a payment Reviewed on: 8th July 2022

Briliant

5
Best decision I made using PayPal credit, help me go away on holiday Reviewed on: 8th July 2022

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