Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.74
Based on 132,395 reviews, last reviewed 9th Jun 2026
3755150% increase in 5 star reviews
in the past 90 days
10650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Good service It’s a good service that is easy to set up and use. Also like the protection it gives you when paying for an item Reviewed on: 9th June 2026
Patricia G's avatar
Patricia G

Latest lowest rating:

2

Paid for an item that never came with proof from par... Paid for an item that never came with proof from parcel company and sellers instant chat but still didn't get a refund!!! Reviewed on: 9th June 2026
Beep 's avatar
Beep

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (132395)

Outstanding

5
Great service, convenient, happy customer. Reviewed on: 8th July 2022

It helps me a lot ,,it give you interest free period which very important for me.

5
If I want to go abroad I don't need to worry to pay cash ,,just use my paypal credit and no interest for 4 months ,,as I hate paying interest . Reviewed on: 8th July 2022

Love their effectiveness

5
I have used this service for a long time and O have never been disappointed, Wonderful service. Reviewed on: 8th July 2022

Amazing

5
Pay pal is very help ful for people who can't buy stuff with full amount but with PayPal every body can buy every thing. Reviewed on: 8th July 2022

reliable, safe, fast, easy to handle, if there are problems they will always help

5
always and everywhere I try to pay on the Internet only through paypal credit, because it is reliable and always solve problems with the seller. I recommend it to everyone Reviewed on: 8th July 2022

Affordable

5
Easy to apply and the customer service team are very knowledgeable and helpful. Reviewed on: 8th July 2022

Amazing

5
Split costs which is great Opportunity for people to save many as allow zero interest for 4 months. Reviewed on: 8th July 2022

Excellent value

5
Excellent Nice and easy to apply PayPal credit Reviewed on: 8th July 2022

Excellent product

5
simple to manage, and easy to keep on top of Reviewed on: 8th July 2022

Best user-friendly credit provider

5
Using PayPal credit is super easy and quite clear. Terms of credit known well in advance which helps you to plan repayments and further purchases. Reviewed on: 8th July 2022

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review