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PayPal: PayPal Credit reviews

4.74
Based on 132,200 reviews, last reviewed 9th Jun 2026
3746950% increase in 5 star reviews
in the past 90 days
10650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Life saver, never had any issues with PayPal being u... Life saver, never had any issues with PayPal being using for many year, safe and secure Reviewed on: 9th June 2026
Abdirisak 's avatar
Abdirisak

Latest lowest rating:

1

PayPal credit deducted all my refund money because o... PayPal credit deducted all my refund money because of another agreement which was not pay in 4, it was another agreement of Samsung which I had to pay... Read more Reviewed on: 9th June 2026
Naeem Z's avatar
Naeem Z

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (132200)

The best thing that ever happened

5
It’s very easy to use and everybody is accepting Reviewed on: 8th July 2022

Great idea

5
I used PayPal credit once. And it was life saving for me. Reviewed on: 8th July 2022

Easy and straightforward to use

5
I love paypal credit its easy and straightforward to use which is what you want when shopping online. Reviewed on: 8th July 2022

PayPal credit

5
I absolutely love PayPal credit and use it quite often to be honest When my work pays me wrong pay and I don’t have enough money in my account I can use PayPal credit to pay for things and it makes things so much easier for me Reviewed on: 8th July 2022

Easy to use, no issues

5
I love using PayPal credit. It’s easy to use, and practical. I also pay it back straight away and feel at ease. Reviewed on: 8th July 2022

Fantastic

5
Paypal has been an absolute life saver when it comes to Christmas birthdays wedding. Completely saved the day countless times. Reviewed on: 8th July 2022

Convenient and easy

4
Just so easy to use at your convenience when needed especially in these times Reviewed on: 8th July 2022

Easy to use

5
PayPal is very easy to use and makes payment very easy. Reviewed on: 8th July 2022

excellent service

5
I applied for a paypal credit card and was accepted very quickly with a generous credit limit very easy to use and linked to my ebay account Reviewed on: 8th July 2022

easy to use

5
paypal is awesome. really streamlined and easy to use. never had any problems using payoal Reviewed on: 28th June 2022

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