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PayPal: PayPal Credit reviews

4.74
Based on 132,635 reviews, last reviewed 10th Jun 2026
3766050% increase in 5 star reviews
in the past 90 days
10650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Love the paypal credit options Love the 4 month interest free and pay in three options Reviewed on: 10th June 2026
Lyndsey Sloan's avatar
Lyndsey Sloan

Latest lowest rating:

2

Paid for an item that never came with proof from par... Paid for an item that never came with proof from parcel company and sellers instant chat but still didn't get a refund!!! Reviewed on: 9th June 2026
Beep 's avatar
Beep

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (132635)

Paypal credit

5
Easy to apply and ease of use all set out in a good order.I would highly recommend Reviewed on: 8th July 2022

Could not be happier

5
Do not ask me why, but, i am more comfortable and secure using this credit card method than all my others. Simple, clear, and secure and keeps you informed every step of the way. Enjoy life. Reviewed on: 8th July 2022

Great in these difficult times.

5
PayPal credit has been a life saver in these tough times with low Apr compared to everyone else. I would be lost without it. Reviewed on: 8th July 2022

Payment resolution

5
I had a payment problem it was sorted out in one phone call in less than 15 mins. Staff friendly and very knowledgeable and efficient and passionate and patient Reviewed on: 8th July 2022

Good

5
PayPall is good for me and it’s good so you bay and you can by it and pay it later Reviewed on: 8th July 2022

ok

5
o aplicatie ok , merita sa incercati Reviewed on: 8th July 2022

PayPal credit

5
I've used PayPal for years and think it's great Reviewed on: 8th July 2022

PayPal credit

5
Quick easy and feel safer spread the cost without interest added all that I need always been polite and friendly Reviewed on: 8th July 2022

Great, easy to understand credit service

5
So simple to use with excellent features Reviewed on: 8th July 2022

Best option available

5
Hastle free option, always there when I need it and provides with various repayment options. Love it Reviewed on: 8th July 2022

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