Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 132,590 reviews, last reviewed 9th Jun 2026
3764150% increase in 5 star reviews
in the past 90 days
10650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good app and always available/online Good app and always available/online Reviewed on: 9th June 2026
Sean C's avatar
Sean C

Latest lowest rating:

2

Paid for an item that never came with proof from par... Paid for an item that never came with proof from parcel company and sellers instant chat but still didn't get a refund!!! Reviewed on: 9th June 2026
Beep 's avatar
Beep
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (132590)

The best

5
Helps me buy more expensive things without taking a chunk out of my savings. I can spread it over 4 months guilt free as there is no interest. I tell everyone about it. Reviewed on: 8th July 2022
Lucy's avatar
Lucy

Helping Dreams come true x

5
amazing when needed to book concert tickets before payday x Reviewed on: 8th July 2022
Carly Hadley's avatar
Carly Hadley

Very good service

5
Easy to use and no problems and very efficient and useful for when paying online and also for other things Even transfer to other people I also received refunds through PayPal Reviewed on: 8th July 2022
Marine Crawford 's avatar
Marine Crawford

Very helpful

5
To help me buy furniture for my new flat. Reviewed on: 8th July 2022
Marcin Jarzabek 's avatar
Marcin Jarzabek

Always use it when I can

5
PayPal credit gives me massive flexibility to spread the cost of large items with a simple and easy to use process. Payments are slick and reminders for payments are always in advanced! Reviewed on: 8th July 2022
Tim Efendi's avatar
Tim Efendi

Very fantastactic and great customers acceptance fair and considarate

5
Pal pal helps me alot in different ways of which I don't regret transacting with them please let others try pay pal and see what iam saying they were great and Exellent Reviewed on: 8th July 2022
Abdul Adeniran's avatar
Abdul Adeniran

Good, helpful service - Always

5
PayPal and PayPal credit is easy to use and is increasingly available on most online retailers. If I ever have any issues I can speak to someone pretty much straight away and they always without fail resolve my query, professionally and effectively. Very happy with the overall service and will continue to use as my primary source of credit. I do hope that the longer I stay the better my interest will become though! Reviewed on: 8th July 2022
Stephanie Buttler's avatar
Stephanie Buttler

Great service

5
Flexible and easy to use great customer service Reviewed on: 8th July 2022
khonjenjema@icloud.com's avatar
[email protected]

Best credit card

5
Best credit card services from Customer team support Reviewed on: 8th July 2022
Omar's avatar
Omar

PayPal Credit allows us to manage household budget more effectively

4
PayPal Credit has allowed us to manage finances by offloading fuel costs away from other credit card use. The 4mth. interest free offer is also providing much needed breathing space to manage our credit use more effectively Reviewed on: 8th July 2022
Adam Mather's avatar
Adam Mather

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill