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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 132,497 reviews, last reviewed 9th Jun 2026
3759900% increase in 5 star reviews
in the past 90 days
10650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent service. Excellent service. Fast, secure, and easy to use. I’ve been very satisfied with PayPal and would highly recommend it Reviewed on: 9th June 2026
Vasdimo's avatar
Vasdimo

Latest lowest rating:

2

Paid for an item that never came with proof from par... Paid for an item that never came with proof from parcel company and sellers instant chat but still didn't get a refund!!! Reviewed on: 9th June 2026
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (132497)

Extremely versatile and handy!

5
I've been using PayPal credit for a few years now and they are by far the easiest and most convenient way to use credit. Their app makes it super easy to make payments and set up direct debits if you choose to and their pay in three option is fantastic, I use that all the time. They also have a great 0% interest on purchases over £99 for 4 months which is very handy. 10/10, love my PayPal :) Reviewed on: 8th July 2022
Caitlin's avatar
Caitlin

Service

5
This is an amazing platform- the customer service is also lovely. I really do appreciate this as it allows me to get 4 months interest free credit. Reviewed on: 8th July 2022
Siddharth Sunil's avatar
Siddharth Sunil

Paypal credit

5
Spreading costs over 4 months without incurring interest is perfect! Reviewed on: 8th July 2022
Dawng 's avatar
Dawng

Lets make a secure payment

5
I’m so happy to use my paypal credit for my most payment, specially when I supposed to be paid monthly without interest. Reviewed on: 8th July 2022
Mohammad Aminfard's avatar
Mohammad Aminfard

Pay pal

5
Best experience I ever had high recommend Reviewed on: 8th July 2022
Anonymous's avatar
Anonymous

Great Service by Paypal

5
Thank you for your support in these times. You credit support is very helpful. Reviewed on: 8th July 2022
Abdul Jumriany's avatar
Abdul Jumriany

Wonderful

5
They are always there if you need extra help Reviewed on: 8th July 2022
balogunt95@gmail.com's avatar
[email protected]

Best credit

5
Easy to apply and quick approval! Best credit experience Reviewed on: 8th July 2022
Andra Pop's avatar
Andra Pop

Perfect payment option

5
I am very happy to use my PayPal credit. It's very handy and can delay my payments with 0% charges. It's great opition and I would really recommend it. Reviewed on: 8th July 2022
Barbara Gr's avatar
Barbara Gr

great service

5
the service is easy, fast and reliable and the app is very simple to use. Reviewed on: 8th July 2022
Jordan's avatar
Jordan

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