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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 132,553 reviews, last reviewed 9th Jun 2026
3762400% increase in 5 star reviews
in the past 90 days
10650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is widely accepted and is very convenient for... PayPal is widely accepted and is very convenient for payments Reviewed on: 9th June 2026
Vihit D's avatar
Vihit D

Latest lowest rating:

2

Paid for an item that never came with proof from par... Paid for an item that never came with proof from parcel company and sellers instant chat but still didn't get a refund!!! Reviewed on: 9th June 2026
Beep 's avatar
Beep
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (132553)

Paypal credit

5
I love paypal credit and I have been using it for a few years now because it gives me the flexibility accoding to my needs and wants, also with the 4 months free of interest is very beneficial as I will not have to pay extra money if I schedule my payments to cover the credit. Reviewed on: 8th July 2022
MARIA G's avatar
MARIA G

Good access to funds

5
Easy to set up and good way to spread cost of purchases Reviewed on: 8th July 2022
Carl's avatar
Carl

The best!

5
PayPal Credit really is the best. It helps so much with managing money especially during the summer months with holiday bookings and during the run up to Christmas when we all spend a crazy amount of money! The 0% interest payments over 4 months is the best thing to ever happen. Reviewed on: 8th July 2022
molly.obrien@hotmail.co.uk's avatar
[email protected]

Great service

5
I’ve been with PayPal for years so when I found out you could get credit I jumped at the chance so glad I did it’s been a great help and interest free Reviewed on: 8th July 2022
Stephen's avatar
Stephen

Paypal credit

5
When you need to buy something i using paypal credit for 4 month is no interest Reviewed on: 8th July 2022
Darius Armonavicius's avatar
Darius Armonavicius

My chosen payment method

5
PayPal is genuinely my chosen payment provider and I use very regularly. I like the security it offers, and the ease of use. The app is fantastic, and transactions and balances clear and easy to find. A very happy customer! Thanks you PayPal A+ Reviewed on: 8th July 2022
Susan H's avatar
Susan H

Amazing

5
Absolutely happy with PayPal credit Reviewed on: 8th July 2022
Mojtaba Tonddast's avatar
Mojtaba Tonddast

Amazing

4
Quick to use instead of putting card details in every time. Reviewed on: 8th July 2022
M Ahmed's avatar
M Ahmed

Ms Mary

5
Only good experiences so many years. Reviewed on: 8th July 2022
Mary Lovisa Eiser's avatar
Mary Lovisa Eiser

Ease of use

5
Payoal is accepted pretty much everywhere. Their customer service is superb. Reviewed on: 8th July 2022
Abderrahmane Mouhieddine 's avatar
Abderrahmane Mouhieddine

Review PayPal: PayPal Credit now

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