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PayPal: PayPal Credit reviews

4.74
Based on 132,394 reviews, last reviewed 9th Jun 2026
3755150% increase in 5 star reviews
in the past 90 days
10650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Helps with boosting my credit score. I found it easy to use and makes big payments easy with the pay in 3 scheme. Reviewed on: 9th June 2026
Leroy P's avatar
Leroy P

Latest lowest rating:

2

Paid for an item that never came with proof from par... Paid for an item that never came with proof from parcel company and sellers instant chat but still didn't get a refund!!! Reviewed on: 9th June 2026
Beep 's avatar
Beep

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (132394)

Excellent

5
Easy to use and the best terms on the market! Reviewed on: 8th July 2022

PayPal credit

5
Excellent product, use it often and had no trouble unlike some cards that could be mentioned. Reviewed on: 8th July 2022

They gave me a chance to build my credit

5
They have been really helpful in helping me build my credit Reviewed on: 8th July 2022

Just Perfect

5
It's just brilliant for those 'rainy days' and some times it pours! Reviewed on: 8th July 2022

The best thing that ever happened

5
It’s very easy to use and everybody is accepting Reviewed on: 8th July 2022

Great idea

5
I used PayPal credit once. And it was life saving for me. Reviewed on: 8th July 2022

Easy and straightforward to use

5
I love paypal credit its easy and straightforward to use which is what you want when shopping online. Reviewed on: 8th July 2022

PayPal credit

5
I absolutely love PayPal credit and use it quite often to be honest When my work pays me wrong pay and I don’t have enough money in my account I can use PayPal credit to pay for things and it makes things so much easier for me Reviewed on: 8th July 2022

Easy to use, no issues

5
I love using PayPal credit. It’s easy to use, and practical. I also pay it back straight away and feel at ease. Reviewed on: 8th July 2022

Fantastic

5
Paypal has been an absolute life saver when it comes to Christmas birthdays wedding. Completely saved the day countless times. Reviewed on: 8th July 2022

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