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PayPal: PayPal Credit reviews

4.74
Based on 132,394 reviews, last reviewed 9th Jun 2026
3755150% increase in 5 star reviews
in the past 90 days
10650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Helps with boosting my credit score. I found it easy to use and makes big payments easy with the pay in 3 scheme. Reviewed on: 9th June 2026
Leroy P's avatar
Leroy P

Latest lowest rating:

2

Paid for an item that never came with proof from par... Paid for an item that never came with proof from parcel company and sellers instant chat but still didn't get a refund!!! Reviewed on: 9th June 2026
Beep 's avatar
Beep

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (132395)

Great credit provider.

5
Flawless experience. I haven’t had a single issue. Reviewed on: 14th June 2022

Easy to use

5
Quick no nonsense and simple to follow spending Reviewed on: 14th June 2022

Great finance option

3
Awesome finance option for online goods and being able to repay overtime. Reviewed on: 14th June 2022

Malik Raza

5
Best ways too pay anywhere best app in the world PayPal Reviewed on: 14th June 2022

Muhammad saeed

5
I m very happy with PayPal they give us the good service and help us every time Reviewed on: 14th June 2022

Flexibility of Payment

5
Love the flexibility PayPal credit and PayPal Pay on 3 allows me. Spreading costs over 4 months 0% is amazing for existing customers. More card companies should take note. Reviewed on: 14th June 2022

PayPal is second to none in its business

5
I have used PayPal for almost 15 years now and can boldly say it is as great as it can be Reviewed on: 14th June 2022

Recommendable

5
Reliable, anytime, can trust, very helpful Reviewed on: 14th June 2022

Easy & Simple

5
This a straight forward way to borrow money and control your finances. I find it difficult due to my brain damage, Pay Pal is the one outlet I have had no problems with. Reviewed on: 13th June 2022

Easy to use

4
I had no issues whatsoever using it. Reviewed on: 13th June 2022

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