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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (132590 reviews)

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4.74

Based on 132,590 reviews, last reviewed 9th Jun 2026

3764150% increase in 5 star reviews

in the past 90 days

10650% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Good app and always available/online Good app and always available/online Reviewed on: 9th June 2026

Latest lowest rating:

2

Paid for an item that never came with proof from par... Paid for an item that never came with proof from parcel company and sellers instant chat but still didn't get a refund!!! Reviewed on: 9th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (132590)

Good option

This has been a good option for me, With great offers of 0% interest for so many months, I would definitely recommend PayPal Reviewed on: 25th June 2022

Simple, Easy and Convenient!

Very convenient and easy to use. The pay in 3 option makes larger purchases easier to pay for split over 3 months, alternatively there are 0%APR over 4 month offers too. Regular email updates on payments due, and automatic minimum or full payments from your funding source ensure you won't miss a repayment and know exactly what is due when Reviewed on: 23rd June 2022

very happy

such easy way to manage payments Reviewed on: 20th June 2022

Wonderful company

Feel very safe with PayPal, especially being a widow and knowing that PayPal has everyone’s best interests! Very fair and always replies 100% thanking you all Reviewed on: 20th June 2022

Amazing and best value credit scheme

PayPal credit is the best credit scheme available and offers to allow interest free payments throughout the year for eBay have been incredible Reviewed on: 19th June 2022

Safe and full Protection

PayPal protect you against Fraud. Reviewed on: 18th June 2022

Reliable

Very easy to use it and a system has a quick transfer. Reviewed on: 17th June 2022

Brilliant

Easy, flexible and tailored to the customers needs. Reviewed on: 16th June 2022

Great credit

I use my PayPal credit to maintain my camper and could not do without it for me it’s the perfect credit flexible and the charges are not that bad either Reviewed on: 16th June 2022

Very helpful

Very handy and helpful in paying the product when you struggle to pay Reviewed on: 16th June 2022

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