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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.92 (30761 reviews)

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4.92

Based on 30,761 reviews, last reviewed 18th Feb 2025

100% decrease in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Better commissions honestly I made an account with them! At least they're charging less than regulars thieves banks.. I've sent some money I owed to a friend that's currently in ... Read more Reviewed on: 8th October 2024

Latest lowest rating:

1

2 Weeks for Payment to Reflect in Available Credit I escalated to customer service manager, and he said "it's in the terms and agreement," while mentioning the 48-72 is for it to reflect in balance, bu... Read more Reviewed on: 18th February 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (30761)

Review of the PayPal, PayPal Credit:

Flexible alternative form of credit

There are a few flexible options for both interest free and Apr payments meaning that items can often be paid for without paying extortionate interest on a credit card. The option to buy cryptocurrency was very good but is no longer available in UK. Reviewed on: 24th May 2024

Always found my dealings with PayPal easy, excellent...

Always found my dealings with PayPal easy, excellent and professional. Reviewed on: 17th June 2024

Really happy with PayPal credit service.

I have been using PayPal credit for several years now and I am very happy with that service. Easy to control your spendings and credit balance. I can pay it off any time I want and because it's PayPal you can use it virtually everywhere. Reviewed on: 17th June 2024

PayPal Credit is like the perfect credit card.

PayPal Credit is like the perfect credit card. It allows me to pay for items without having to pay huge extra fees to use it and provides alternative ways to pay including pay in 3. I love to use it to split up payments on items which might cost too much to pay in one go. Recommended to all. Reviewed on: 17th June 2024

Great news ndndnfnfnnxndndndndndn

Great news ndndnfnfnnxndndndndndn Reviewed on: 17th June 2024

Super service for emergency buy

Super service for emergency buy Reviewed on: 17th June 2024

Easy to use and manage.

Easy to use and manage.Able to spend it online with your favourite shop retailers Reviewed on: 17th June 2024

Take far to much money for issuing this service.

Take far to much money for issuing this service. Reviewed on: 17th June 2024

Very good service & I love to use this service PayPa...

Very good service & I love to use this service PayPal help me my life Reviewed on: 17th June 2024

Used paypal for years.

Used paypal for years. Easy to use, great at solving any issues I had with online purchases. There was a dodgy person trying to scam my account a few years ago but I was easily able to stop this transaction in pending payments. Everything is straightforward on here. Reviewed on: 17th June 2024

Love PayPal credit it’s so handy to have & convenien...

Love PayPal credit it’s so handy to have & convenient access Reviewed on: 17th June 2024

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