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PayPal: PayPal Credit reviews

4.92
Based on 30,761 reviews, last reviewed 18th Feb 2025
100% decrease in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
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6%
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1%
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0%
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Latest highest rating:

5

Better commissions honestly I made an account with them! At least they're charging less than regulars thieves banks.. I've sent some money I owed to a friend that's currently in ... Read more Reviewed on: 8th October 2024
E N's avatar
E N

Latest lowest rating:

1

2 Weeks for Payment to Reflect in Available Credit I escalated to customer service manager, and he said "it's in the terms and agreement," while mentioning the 48-72 is for it to reflect in balance, bu... Read more Reviewed on: 18th February 2025
Kevin S's avatar
Kevin S

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (30761)

Review of the PayPal, PayPal Credit:

Flexible alternative form of credit

5
There are a few flexible options for both interest free and Apr payments meaning that items can often be paid for without paying extortionate interest on a credit card. The option to buy cryptocurrency was very good but is no longer available in UK. Reviewed on: 24th May 2024

Good telephone help.

5
Good telephone help.Simple payment method. Reviewed on: 17th June 2024

In a word, Incredible.

5
In a word, Incredible. I really love it. Reviewed on: 17th June 2024

Easy and safe

5
Excellent, hassle free, I always have few options to pay in 0% installments Easy and safe, done in minutes. Reviewed on: 17th June 2024

Is very flexible and I say to use and the options fo...

5
Is very flexible and I say to use and the options for paying are excellent Reviewed on: 17th June 2024

Been with the since 2004 and they have been good...

5
Been with the since 2004 and they have been good to me Reviewed on: 17th June 2024

Very easy interface to use for customers, less jargo...

5
Very easy interface to use for customers, less jargon than other credit type platforms. Statements sent timely and in good manner and PayPal also sends an email to remind you when the direct debit you set up is due in about 2 weeks or so which is helpful. Reviewed on: 17th June 2024

PayPal has been so useful

5
PayPal has been so useful, credit in difficult times, the option to spread payments and making payments safely knowing you can get help if you need it is so reassuring! Reviewed on: 17th June 2024

Used PayPal credit for every transaction that I can.

5
Used PayPal credit for every transaction that I can. Key for me is I can manage by repayments easily through the app Reviewed on: 17th June 2024

Best credit plan

5
A very easy, quick and convenient credit plan, excellent Reviewed on: 17th June 2024

PayPal helps dreams come true

5
PayPal helps me buy expensive things by spreading g the cost 3 or 4 months, I have spent with Louie Viton, love holidays and E bay recently Reviewed on: 17th June 2024

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