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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (132614 reviews)

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4.74

Based on 132,614 reviews, last reviewed 9th Jun 2026

3765150% increase in 5 star reviews

in the past 90 days

10650% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Good and wasy to sign up and understand Good and wasy to sign up and understand Reviewed on: 9th June 2026

Latest lowest rating:

2

Paid for an item that never came with proof from par... Paid for an item that never came with proof from parcel company and sellers instant chat but still didn't get a refund!!! Reviewed on: 9th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (132614)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Never had any problems with paying in and great that...

Never had any problems with paying in and great that you remind me to pay on time Reviewed on: 8th June 2026

Easy and affordable finance options.

Easy and affordable finance options. Feels safe using paypal Reviewed on: 8th June 2026

Money when I need it

Money when I need it and the pay in three means I don't mount up debt as it's paid off over 3 months Reviewed on: 8th June 2026

Ive had nothing but a brilliant experience with payp...

Ive had nothing but a brilliant experience with paypal credit. I often use the pay over 4months option. As its convenient and no interest. So helps me budget better. Reviewed on: 8th June 2026

Simple to use and plenty of benefits

Simple to use and plenty of benefits Reviewed on: 8th June 2026

A service you can rely on

Quick, easy, not challenging or difficult. Not left with any doubts or uncertainty. Excellent Reviewed on: 8th June 2026

Never any issues.

Never any issues. Always accurate. Reviewed on: 8th June 2026

Reliable and instant credit when needed, great inter...

Reliable and instant credit when needed, great interest free offers Reviewed on: 8th June 2026

PayPal credit

PayPal credit were great, they were very helpful and what I needed. Reviewed on: 8th June 2026

PayPal credit is a brilliant tool for purchasing

PayPal credit allows me to purchase goods and try them at home before I pay. This means I don't have to part with the cash upfront. I use it regularly. Excellent service Reviewed on: 8th June 2026

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