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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (132648 reviews)

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4.74

Based on 132,648 reviews, last reviewed 10th Jun 2026

3766650% increase in 5 star reviews

in the past 90 days

10650% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent Never had a problem with PayPal even helped with dodgy payments Reviewed on: 10th June 2026

Latest lowest rating:

2

Paid for an item that never came with proof from par... Paid for an item that never came with proof from parcel company and sellers instant chat but still didn't get a refund!!! Reviewed on: 9th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (132648)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

PayPal is a very useful tool to have in your wallet

Had some great PayPal experiences but also had a couple of absolute nightmares too Reviewed on: 8th June 2026

Not easy to talk to a human.

Not easy to talk to a human when there is an issue. To much reliance on searching online or talking to a bot that you still can’t get an answer for your problem. Reviewed on: 8th June 2026

I have used PayPal for online transactions for many...

I have used PayPal for online transactions for many years and it has consistently provided me with confidence when shopping online. On the occasions where I have encountered problems with purchases, PayPal's dispute resolution process has been straightforward and effective. Knowing that there is buyer protection available has given me peace of mind and made PayPal my preferred payment method. Their commitment to customer protection and secure transactions is why I believe they deserve recognition as a leading retail finance provider. Reviewed on: 8th June 2026

First class app

First class app with great features and great rates Reviewed on: 8th June 2026

PayPal are always there and very easy to get hold of.

PayPal are always there and very easy to get hold of. They sort all your queries quickly and you can actually speak to a human. Reviewed on: 8th June 2026

Best way to securely buy with confidence...

I buy most everything through PayPal & have done for many years. I feel it’s a safe & secure transaction platform. I have used the customer services too & they took up my case & sorted it out with a supplier. I will continue to use them for my purchases Reviewed on: 8th June 2026

PayPal's got your back!

PayPal is convenient and my experience with the customer service has been excellent. I had an issue with a vendor whom I paid but did not receive my service. Paypal helped me tremendously and I got my money back Reviewed on: 8th June 2026

Instantly got PayPal credit.

Instantly got PayPal credit. It’s a brilliant facility, I love it! Reviewed on: 8th June 2026

Use paypal credit a lot for my bigger purchases, eas...

Use paypal credit a lot for my bigger purchases, easy to use, very clear, fair and makes my life easier Reviewed on: 8th June 2026

First class service

Quick & easy app & always feel safe & confident using pay pal & clear showing of transactions Reviewed on: 8th June 2026

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