As a fresh on the road driver, £1595 for the year based on an estimated 5000 miles is brilliant to be honest. However the rate was lower due to the fact that i had a telematics box fit. Which is what im ranting about. Having a box fitted is fine in my eyes, if i speed i should lose points, it makes sense if i drive at midnight im more likely to have an accident simply due to the fact its midnight, i live in bradford and as sad as it is people do still drink drive. However, the only time i use my car i am on my way to work (which i am in no rush to) or doing the daily runs when i am almost guaranteed to have my 19 month child in the car, so its assured i will not speed or drive like a dingbat. My eyes are constantly on the road, mirrors and speedometer. Honestly im that safe of a driver, if you found yourself behind me you would be frustrated because i follow the rules to the T. I indicate when nobody is around, i almost come to a hault at empty roundabouts etc..
When i check my 'driving style' on my more than car insurance i have found that the score is completely incosistent.
The score is based on speed smoothness and usage. I have personally tested this at the risk of losing points on it, and i have found it is stupidly incosistent. My route to work consists of passing around 18 speed camera's (ive counted) i set off and get home at the same time almost every day yet the drive felt smooth and fine, but i kept losing points? Ive gone over the speed limit on purpose once just to test the box, lost no points.... ive drove absoultely perfect (not tooting my own horn haha) and lost points... i cannot make sense of how its scored at all. I can only assume its fixed after trying to calculate for endless hours why im losing points for perfect drives and losing points for bad drives.
Reviewed on: 4th December 2016
