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Name: Paul, Merseyside

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mortgage provider from Hell!

1
1. They force borrowers to use vida's solicitors! Evident whose interests the solicitors look after. 2. Use the notoriously scum surveyors e.surv who consistently undervalue properties, so vida gains equity from the outset while borrowers loose and they have to use additional capital that may not have from the outset. 3. they require borrowers to insure the property before completion under "normal terms and conditions". The property is normally undervalued by e.surv that makes it very difficult to insure the property under "normal terms and conditions" (many insurers refuse). In this case vida refuse the mortgage (this after having gone through all the process and having spend legal, valuation and any other fees) but the borrower is obliged to buy the property for which has not mortgage or capital any more! Avoid avoid avoid! They pay high commissions to brokers to push them to clients. Do not even discuss this, just walk away! Reviewed on: 28th November 2018